CFO Voicenotes from Harriet Formby
by Harriet Formby
11. Making Tax Digital (without loosing the plot)
About this podcast
CFO Voicenotes is unfiltered, unscripted, unedited finance chat. Just like receiving a voice note from your pal.
This came about because my clients love to receive my heartfelt pep talks, explainers, rants, and words of wisdom on all things finance - and why not expand it?
Sometimes you need a pep talk. Sometimes you need someone to explain a money thing without making you feel stupid. Sometimes you need permission to do it differently, or a reminder that the way we've been told to run businesses is mostly bullsh*t patriarchal nonsense. Sometimes you just need to hear someone else ramble while you're on a walk or doing the dishes.
That's what this is. often unhinged. Blunt. Trauma-informed. Real and hopefully a really helpful and accessible way to engage with finances and money.
I'm Harriet Formby founder of Below The Line Finance® and a Fractional CFO, ICAEW Chartered Accountant and trauma-informed finance coach. I work with mission-driven founders who refuse to choose between profit and purpose. I'm also (probably) AuDHD, pro entrepreneurship but very much anti-capitalist, and running my business from an off-grid office in Somerset woodland surrounded by horses and chickens.
There's no rules and no schedule - I simply press record when I have something to share. That could mean three times a week and then nothing for six months but I will always return!
Note: This podcast is for educational and entertainment purposes only and is not financial advice.
Episodes
- 11. Making Tax Digital (without loosing the plot) · 34 min · Season 1Today I'm chatting all things Making Tax Digital! • What Making Tax Digital actually is • Does this affect me, and when? • Including what changes from April 2026 and who it…
- 10. 31 Jan Reflections · 26 min · Season 1Why does the 31 January tax deadline feel so viscerally wrong? I'm naming the feelings, unpicking the nervous system stuff, and explaining why paying taxes in deep winter goes…
- 9. The Imaginary Company · 19 min · Season 1This week, I’m exploring some major news for small UK companies - but also pulling back the curtain a bit on what a company really is. Because underneath the filings and…
- 8. Resourcing Good Things · 16 min · Season 1If you’re just tuning in for the first time hi! I’ve ditched all polish and podcast formalities…. to bring you a genuinely authentic voice note Today I’m talking about how to…
- 7. Let’s Ditch The Pressure · 16 min · Season 1Back after a break, with a reminder that we don’t need to follow the rules - not in podcasting, and definitely not in business planning. In this episode: • When a rough week…
- 6. What Would Your Pet Say About Your Business? · 11 min · Season 1Could your pet be your best business mentor? For those of us with pets, they’re not just cute distractions while we work—they’re witnesses to our business journey. From snoozing…
- 5. Creating Financial Routines That Work for YOU · 12 min · Season 1Are you tired of financial routines that just don’t work for you? In this episode, we’ll explore how to create a routine that feels supportive and doable, without the overwhelm…
- 4. Healthy Debts: Why Debt in Business Can Be a Good Thing · 12 min · Season 1Did you know debt has a surprising historical significance as a connector between people and communities, going far beyond finances? In this episode we: • Redefine debt in…
- 3. How to Tell if the Money in Your Business Bank Account is Actually Yours · 10 min · Season 1Discover how to tell if the money in your business account is really yours (hint: it’s probably not all spendable). In This Episode: • Learn the importance of setting aside…
- 2. Why You’re Not Just Terrible with Numbers · 11 min · Season 1Ever felt like you’re just terrible with numbers? You’re not alone—but what if that’s not actually true? In This Episode: • I’ll be sharing a surprising secret about my own…
- 1. The Power Of A Pep Talk · 10 min · Season 1Introducing Voice Notes from Your CFO Bestie and explain the purpose behind the podcast. In This Episode: • We explore about the emotional side of finances and how sometimes…
- Welcome to Voice Notes With Your CFO Bestie! · 1 min · Season 1Welcome to Voice Notes from Your CFO Bestie! The podcast where we make managing the financial side of your business lighter, more fulfilling, and dare we say—enjoyable! Hosted…







