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CFO Voicenotes from Harriet Formby

CFO Voicenotes from Harriet Formby

by Harriet Formby

Latest episode
11. Making Tax Digital (without loosing the plot)

About this podcast

CFO Voicenotes is unfiltered, unscripted, unedited finance chat. Just like receiving a voice note from your pal.

This came about because my clients love to receive my heartfelt pep talks, explainers, rants, and words of wisdom on all things finance - and why not expand it?

Sometimes you need a pep talk. Sometimes you need someone to explain a money thing without making you feel stupid. Sometimes you need permission to do it differently, or a reminder that the way we've been told to run businesses is mostly bullsh*t patriarchal nonsense. Sometimes you just need to hear someone else ramble while you're on a walk or doing the dishes.

That's what this is. often unhinged. Blunt. Trauma-informed. Real and hopefully a really helpful and accessible way to engage with finances and money.

I'm Harriet Formby founder of Below The Line Finance® and a Fractional CFO, ICAEW Chartered Accountant and trauma-informed finance coach. I work with mission-driven founders who refuse to choose between profit and purpose. I'm also (probably) AuDHD, pro entrepreneurship but very much anti-capitalist, and running my business from an off-grid office in Somerset woodland surrounded by horses and chickens.

There's no rules and no schedule - I simply press record when I have something to share. That could mean three times a week and then nothing for six months but I will always return!

Note: This podcast is for educational and entertainment purposes only and is not financial advice.

Episodes

  • 11. Making Tax Digital (without loosing the plot) · 34 min · Season 1Today I'm chatting all things Making Tax Digital! • What Making Tax Digital actually is • Does this affect me, and when? • Including what changes from April 2026 and who it…
  • 10. 31 Jan Reflections · 26 min · Season 1Why does the 31 January tax deadline feel so viscerally wrong? I'm naming the feelings, unpicking the nervous system stuff, and explaining why paying taxes in deep winter goes…
  • 9. The Imaginary Company · 19 min · Season 1This week, I’m exploring some major news for small UK companies - but also pulling back the curtain a bit on what a company really is. Because underneath the filings and…
  • 8. Resourcing Good Things · 16 min · Season 1If you’re just tuning in for the first time hi! I’ve ditched all polish and podcast formalities…. to bring you a genuinely authentic voice note Today I’m talking about how to…
  • 7. Let’s Ditch The Pressure · 16 min · Season 1Back after a break, with a reminder that we don’t need to follow the rules - not in podcasting, and definitely not in business planning. In this episode: • When a rough week…
  • 6. What Would Your Pet Say About Your Business? · 11 min · Season 1Could your pet be your best business mentor? For those of us with pets, they’re not just cute distractions while we work—they’re witnesses to our business journey. From snoozing…
  • 5. Creating Financial Routines That Work for YOU · 12 min · Season 1Are you tired of financial routines that just don’t work for you? In this episode, we’ll explore how to create a routine that feels supportive and doable, without the overwhelm…
  • 4. Healthy Debts: Why Debt in Business Can Be a Good Thing · 12 min · Season 1Did you know debt has a surprising historical significance as a connector between people and communities, going far beyond finances? In this episode we: • Redefine debt in…
  • 3. How to Tell if the Money in Your Business Bank Account is Actually Yours · 10 min · Season 1Discover how to tell if the money in your business account is really yours (hint: it’s probably not all spendable). In This Episode: • Learn the importance of setting aside…
  • 2. Why You’re Not Just Terrible with Numbers · 11 min · Season 1Ever felt like you’re just terrible with numbers? You’re not alone—but what if that’s not actually true? In This Episode: • I’ll be sharing a surprising secret about my own…
  • 1. The Power Of A Pep Talk · 10 min · Season 1Introducing Voice Notes from Your CFO Bestie and explain the purpose behind the podcast. In This Episode: • We explore about the emotional side of finances and how sometimes…
  • Welcome to Voice Notes With Your CFO Bestie! · 1 min · Season 1Welcome to Voice Notes from Your CFO Bestie! The podcast where we make managing the financial side of your business lighter, more fulfilling, and dare we say—enjoyable! Hosted…

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