Cheques and Balances
tekijä: Cheques and Balances
Uusin jakso
New Zealand's Economy: Are Kiwis Better Off Than in 2023? | Episode…
New Zealand's Economy: Are Kiwis Better Off Than in 2023? | Episode…
Tietoa podcastista
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Jaksot
Uusimmat 50 jaksoa 658 jaksosta
- New Zealand's Economy: Are Kiwis Better Off Than in 2023? | Episode 561 · 25 minCompared to 2023, interest rates are down and wages are up, so why are so many Kiwis still feeling the pinch? In this episode, James and Mike compare New Zealand's economy today…
- Don't Start 2027 Broke: How to Get Ahead Financially | Episode 560 · 21 min2027 is around the corner. Is your money where you want it to be? In this episode, James and Mike share practical ways to get ahead financially before the New Year, from…
- The Harsh Reality of Running a Business in NZ ft. Olivia Blaylock | Episode 559 · 32 minWhat separates the Kiwi businesses thriving from those barely surviving?In this episode, we sit down with Olivia Blaylock, CEO of The Icehouse, to unpack the challenges facing…
- The Financial Squeeze: Paying for Your Kids AND Your Parents? Ft. Kathy Faulkner | Episode 558 · 25 minWhat happens when you're financially responsible for both your kids AND your parents? We're joined by Lighthouse Financial Adviser Kathy Faulkner, who shares her firsthand…
- NZ's Retirement Crisis: Why KiwiSaver Needs to Change Ft. Dean Anderson | Episode 557 · 37 minWill KiwiSaver be enough to save New Zealand's retirement system? We're joined by Dean Anderson, CEO and founder of Kernel, to unpack the future of NZ Super, the growing…
- 6th Most Taxed Country in the World!? NZ Tax Crisis Explained | Episode 556 · 18 minNew Zealand has been ranked the 6th most taxed country in the world, with tax revenue accounting for 32.6% of GDP. But are we paying too much, or is our economy simply too small?…
- How To Protect Your Financial Plan | Episode 555 · 25 minWhat's the point of building wealth if one unexpected event could wipe it all out?We unpack the three essentials of protecting your financial future: emergency funds, wills and…
- The Opportunity Party: Land Tax, Compulsory KiwiSaver & Citizen’s Income Ft. Qiulae Wong | Episode 554 · 49 minCould a land tax completely reshape New Zealand’s property market? The Opportunity Party leader Qiulae Wong joins us to unpack the party’s proposed tax reset, including a 1.75%…
- ACT's $300M Property Tax Break: Will Ring Fencing End? Ft. Matt Harris | Episode 553 · 17 minA $300 million tax break for property investors. But who's really going to benefit? We sit down with Lighthouse Financial Managing Director and tax expert Matthew Harris to…
- Real Estate Agent Horror Stories: What Buyers Need to Know Ft. Alex Martelli | Episode 552 · 27 minNot everything a real estate agent tells you is the full story. We sit down with Alex Martelli, founder of Martelli Buyers Agents, to unpack real estate agent horror stories…
- The Future of New Zealand Business: Icehouse Ventures CEO Explains | Episode 551 · 43 minIs New Zealand entering a new era of business growth? We sit down with Robbie Paul, CEO of Icehouse Ventures, to explore the future of Kiwi entrepreneurship, the rise of…
- Index Funds: Are You Taking More Risk Than You Think? | Episode 550 · 22 minThink your index fund is diversified? You might be taking on more risk than you realise. In this episode, we unpack the hidden risks of index investing, from the S&P 500's heavy…
- Why Property Isn’t Your Retirement Fund | Episode 549 · 23 minYou could be worth millions and still struggle to fund your retirement. We unpack why property wealth doesn't always translate into retirement income, the pros and cons of term…
- Why Foreign Millionaires Are Buying NZ Property Ft. Alex Martelli | Episode 548 · 16 minThe world's wealthy are turning their attention to New Zealand, and they're bringing serious money with them.Alex Martelli, founder of Martelli Buyer's Agents, joins us to unpack…
- Tax free KiwiSaver: Could you retire with double? | Episode 547 · 24 minTax-free KiwiSaver could mean millions more in retirement. But there's a catch. We unpack ACT's proposal to scrap tax on KiwiSaver investment earnings, including how compounding…
- Chris Hipkins Won’t Touch Interest Deductibility… But What About CGT? Ft. Matthew Harris | Episode 546 · 20 minInterest deductibility is staying… but property investors aren’t necessarily off the hook. We unpack Labour’s position on interest deductibility, the case for and against a…
- NZ’s Economy in 2027: Is the Recovery Finally Coming? Ft. Jarrod Kerr | Episode 545 · 38 minCould 2027 finally be the year New Zealand’s economy turns a corner? Kiwibank Chief Economist Jarrod Kerr joins us to unpack the outlook for growth, inflation and interest rates…
- Kiwis Are Changing How They Invest: Here’s Why Ft. Oliver Mander | Episode 544 · 27 minThe way Kiwis invest their money is changing. We sit down with Oliver Mander, Chief Executive of the New Zealand Shareholders Association, to unpack the shift from direct shares…
- Bought at the 2021 Peak? Here’s What You Can Do Next | Episode 543 · 21 minBought in 2021 and feel stuck? You might have more options than you think. We break down what it takes to move on from a property bought near the market peak, including buying…
- LIVE WEBINAR: Property Under Pressure, Rising Rates, Political Risk & Weak Growth · 1 h 29 minProperty is under pressure, but the headlines don’t tell the whole story. Mike Vincent, Adam Farrell, Lighthouse Property Director, and Grant Watson, Senior Buyers Advocate at…
- NZ Businesses Are Going Broke: Is the Worst Yet to Come? Ft. Brent Norling | Episode 542 · 38 minNew Zealand businesses are still feeling the fallout and the worst may not be over yet. Brent Norling, Director of Norling Law, joins James and Mike to unpack rising business…
- How to Retire 10 Years Earlier | Episode 541 · 23 minWhat would it actually take to retire 10 years earlier? In this episode, we break down the three big levers that could get you there - paying off your mortgage faster, getting…
- The Risk of Getting a Property Valuation Right Now | Episode 540 · 18 minA property valuation can open up your options or make your next move a whole lot harder. In this episode, we unpack when getting a registered valuation makes sense, how falling…
- NZ Property Market: Forget 7% Property Growth. Is 3% the New Normal? Ft. Nick Goodall | Episode 539 · 41 minHas New Zealand’s property market finally reset? Nick Goodall, Head of Research at Cotality, joins James and Mike to unpack what’s changed since the 2021 property boom, from…
- Could Helping Your Kids Ruin Your Retirement? | Episode 538 · 24 minHelping your kids shouldn’t come at the cost of your retirement. James and Jess unpack the Bank of Mum and Dad, how much support is too much, the difference between giving your…
- Mortgage Application Declined? What to Do When the Bank Says No | Episode 537 · 25 minA no from the bank doesn’t always mean you can’t borrow. We break down what happens when a mortgage application is declined, from specialist and second-tier lenders to full doc…
- NZ Economy 2026: Is the Worst Finally Over Ft. Brad Olsen | Episode 536 · 54 minIs the worst finally behind the New Zealand economy? Infometrics Principal Economist Brad Olsen joins James and Mike to unpack where the NZ economy really stands, from stubborn…
- The 10 Most Critical Years in Retirement ft. Ben Brinkerhoff | Episode 535 · 44 minSaving enough for retirement is only half the battle - knowing when to spend it could be just as important. James sits down with Ben Brinkerhoff, Head of Advice at Consilium, to…
- National Expands 5% Deposits for First Home Buyers: Does It Stack Up? | Episode 534 · 24 minA 5% deposit could get thousands more Kiwis into their first home - but is it really as good as it sounds? James and Mike unpack National’s proposed changes to the First Home…
- OCR Hike: The 5 Factors Driving Mortgage Rates | Episode 533 · 19 minThe OCR is up but that doesn’t tell you the whole story about where mortgage rates are heading. James and Mike break down what actually determines your interest rate, unpacking…
- The Next Economic Shock: What’s Your Plan? | Episode 532 · 21 minAnother economic shock is coming. Is your money ready for it? James and Mike break down the financial fundamentals that can help you weather whatever comes next, from setting…
- New Build Townhouses: Why They Lost 40% in Value | Part 2 · 24 minOwning the wrong property is one thing. Working out what to do next is the hard part. In Part 2, James, Mike and Adam break down the options for investors stuck with an…
- New Build Townhouses: Why They Lost 40% in Value | Episode 530 · 15 minNot all new-build townhouses are created equal. In this episode, Adam Farrell, Property Director at Lighthouse Financial, joins us to unpack real examples of townhouses that have…
- The Best and Worst Property Titles: What Buyers Need to Know | Episode 529 · 20 minNot all property titles are created equal.We break down freehold, cross-lease, unit, and leasehold titles, including what each means for buyers, the potential lending and…
- National Promises No New Taxes: Can NZ Afford It? Ft. Matt Harris | Episode 528 · 23 minNational says no new taxes, but can New Zealand actually afford that promise? James, Mike and Matt unpack National’s “No New Taxes” pledge, how the Government could return to…
- The Best & Worst KiwiSaver Funds in 2026 Revealed | Episode 527 · 17 minSome KiwiSaver funds are smashing it. Others are leaving investors wondering what they’re paying for. In this episode, we reveal the top-performing KiwiSaver funds across…
- Labour’s Proposed Tax Plan: Could This Save Small Business? Ft Matt Harris | Episode 526 · 27 minCould Labour’s latest tax proposals give small business the break it needs?James, Mike and Matt unpack Labour’s proposed changes to payment terms, the asset write-off threshold…
- 1 Million Downloads Special: Our Personal Wealth Journey Part 2 · 33 minFrom corporate careers to property investing, this is where things really started to change. In Part 2 of Mike and James' personal wealth journey, they unpack leaving corporate…
- Buying Your First Home? 3 Ways Your Parents Can Help | Episode 524 · 21 minYour parents don’t need a pile of cash to help you buy your first home. James and Mike break down three ways parents can help first home buyers in NZ get onto the property…
- How to Avoid Going Broke in Retirement | Episode 523 · 18 minRetirement is when you finally get to spend your money - but how do you make sure you don’t run out? James and Mike break down withdrawal rates, sequencing risk, market…
- Building an Emergency Fund in a Cost of Living Crisis | Episode 522 · 16 minBuilding an emergency fund is hard when everyday life already costs so much. James and Mike break down how to build your first $1,000 emergency fund, where to find extra money in…
- The Future of New Zealand: Sam Stubbs' Plan to Make NZ Wealthier | Part 2 · 25 minWhat would it actually take to make New Zealand wealthier? Sam Stubbs, Co-Founder and Managing Director of Simplicity, shares his blueprint for New Zealand’s future, exploring…
- The Future of New Zealand: Why Sam Stubbs Is So Optimistic | Part 1 · 28 minThe future isn't as bleak as you think. Sam Stubbs explains why he believes New Zealand is on the verge of one of its greatest economic opportunities, exploring the future of…
- How to Build Wealth for Retirement: 5 Investing Rules Everyone Should Know | Episode 519 · 32 minMost investing advice is either too complicated or focused on chasing the next big thing. In this episode, James Blair and Michael Vincent break down the five investing…
- NZ's Inflation Crisis: Why Getting Ahead Feels Harder Than Ever | Episode 518 · 26 minWhy does it feel like you're working harder but getting nowhere? From rising living costs and inflation to mortgage strategies, KiwiSaver, emergency funds and practical ways to…
- 1 Million Downloads Special: Our Personal Wealth Journey Part 1 · 32 minBefore the wealth came the mistakes, side hustles, setbacks and plenty of hard lessons. To celebrate one million podcast downloads, James and Mike share the personal stories…
- Is War Funding Your Retirement? Ft. Lily Richards | Episode 516 · 40 minCould your KiwiSaver be investing in something you don't agree with? Around $900 million of KiwiSaver money is now invested in weapons-related companies. James and Mike sit down…
- How to Know It's Time to Sell an Investment | Episode 515 · 18 minSelling because you're nervous can be one of the most expensive investment decisions you make. When should you actually sell an investment? James and Mike break down the…
- Should We Want House Prices To Double Every 10 Years? | Episode 514 · 14 minThe property market isn't broken... but expectations might be. Should New Zealand expect house prices to keep doubling every 10 years? James and Mike unpack the key drivers…
- Inflation Hits 4.1% Is the Worst Still to Come? | Episode 513 · 14 minInflation is back above 4%... but is the worst still to come? James and Mike break down New Zealand's latest 4.1% inflation result, why petrol prices are driving almost all of…
