Over deze podcast
Hosted by Diana Richey, the podcast offers clear, practical conversations about money, investing, and taxes—designed to help listeners understand how the financial system works and how to make thoughtful, well-informed decisions when it comes to investing and building wealth.
Episodes are often shaped by listener questions, creating space for honest, accessible discussions about money. So often, finance is made to feel unnecessarily complex. This podcast is a space for the questions that feel confusing, embarrassing, or hard to ask.
Diana also shares her work through her investing newsletter. For paid subscribers, she offers a transparent look at her investing decisions, walking through trades as she makes them—what she buys, when she buys and sells, and how each investment performs—so readers can learn and build wealth alongside her. Follow along: https://www.dianarichey.com
LEGAL, INVESTMENT AND TAX NOTICE: This information is not intended to be and should not be treated as legal advice, investment advice or tax advice. The reader should under no circumstances rely upon this information as a substitute for obtaining specific advice from their own advisors.
Afleveringen
De nieuwste 20 van 27 afleveringen
- Unpacking: What Does the "One Big Beautiful Bill Act" Mean for Me? · 33 minThe “One Big Beautiful Bill Act” or “OBBBA” took effect on July 4, 2025. What’s in the legislation? And how can you be smart about your taxes in light of the new laws? This…
- Unpacking: Should I Invest in a Low-Cost S&P 500 Index Fund? · 33 minWe hear it all the time. “Put your money in an S&P 500 index fund.” Or, “put your money in a target date fund.” Set it and forget it. This episode probes the academic origins of…
- Q&A: How Do I Wisely Invest a $220K Gift? · 20 minA listener writes: I have recently been gifted $220,000 and I want to wisely invest it! I obviously want the best of all worlds and would like the money to earn money AND be able…
- Q&A: Should I Keep a Two-Year Emergency Fund in the Bank? · 18 minA listener asks: Should I keep a two-year emergency fund in the bank? This episode explores both the energetics and practical details of emergency savings. Get full access to…
- Q&A: How Do I Negotiate Divorce With Retirement Coming Up? · 38 minA listener writes: I’m almost 60 years old. I’m currently going through a divorce after almost 33 years of marriage. I haven’t worked outside the household for over 23 years. How…
- Unpacking: Where Should I Keep My Investment Accounts? · 30 minMaybe you are just starting your investing journey. Or maybe you want to organize and consolidate your investment accounts. Which brokerage firm should you choose? This episode…
- Unpacking: Where Should I Bank? · 29 minMaybe you want to open a new checking account. Or maybe you want to consolidate your accounts at fewer institutions. Which bank should you choose? This episode breaks down the…
- Q&A: Are There Good Real Estate Investments Right Now? · 20 minA listener asks: I tuned in to your podcast about real estate investing and the 10 cap formula (Episode 8, October 2023). Is it even possible to find a 10 cap deal right now?…
- Q&A: How Do I Keep My Business Credit and Personal Credit Separate? · 21 minA listener asks: Do you know what a Paydex® credit score is and, if so, do you think it is a beneficial factor in keeping business and personal finances and liabilities separate?…
- Q&A: How Do I Help My Son With His Debt? · 10 minA listener writes: My 28-year-old son can't seem to get his head above depression about debt. It saddens me, and I'm hoping he can connect with other people who have overcome…
- Q&A: Should I Choose the Roth or Traditional 401(k) at Work? · 23 minA listener asks: For work, I have the option of a traditional 401(k) and a post-tax 401(k). How do I determine which one is right for me? The answer is: It depends. This episode…
- Q&A: How Do I Find A Financial Advisor? · 28 minA listener asks: What combination of letters should I be looking for as I’m trying to find some kind of financial advisor / tax planner / some-title-I-don’t-actually-know? This…
- Unpacking: How Much Should I Save for Retirement? · 12 minAre you saving enough for retirement? Are you saving too much for retirement? Will you ever reach financial freedom? This episode explores two ways to approach the question of…
- Unpacking: Do I Need to Worry About the Corporate Transparency Act? · 18 minWhat is the Corporate Transparency Act? And does it apply to you? This episode breaks down the new law to help you navigate compliance. https://fincen.gov/boi Get full access to…
- Q&A: How Do I Navigate Divorce When My Home Is My Only Asset? · 29 minA listener writes: I am recently divorced and my home is my biggest asset. How can I use my home to build wealth and get my financial footing? This episode breaks down…
- Q&A: Do I Owe Tax When I Settle Credit Card Debt with Collectors? · 18 minA listener asks: In 2023, I settled large credit card debts with collectors. I’ve heard that forgiven debt can be treated as taxable income. What should I expect this year on my…
- Q&A: How Should I Raise Money For My Startup? · 25 minA listener asks: I have a successful coffee roaster and cafe, and want to expand into coffee catering. The problem is, I don't want to drain my savings to buy equipment (espresso…
- Q&A: Should My Husband and I Hold Investment Real Estate Inside Our Trust? · 23 minA listener asks: Is it a good idea for my husband and me to purchase investment real estate inside our trust so that the tax hit is negated for our kids when we pass? This…
- Q&A: What Is Tax-Loss Harvesting? · 27 minA listener asks: What is tax-loss harvesting and how can I use it to my advantage? This episode starts with a primer on tax basis and capital gains tax. It then explores tax-loss…
- Q&A: My Brother and I Inherited a Home. What Should I Do? · 31 minA listener asks: My brother and I inherited my mom’s home. Should I buy my brother out and move in? Buy him out and rent it out? Or, should my brother and I sell it? This episode…
