Fintech Layer Cake
by Lithic
Latest episode
What to Look for in Your First Hire, and Why the Perfect Candidate…
What to Look for in Your First Hire, and Why the Perfect Candidate…
About this podcast
Welcome to Fintech Layer Cake. A podcast where we slice big Financial Technology topics into bite-sized pieces for everybody to easily digest. Our goal is to make fintech a piece of cake for everyone. Fintech Layer Cake is powered by Lithic — the fastest and most flexible way to launch a card program.
Episodes
The newest 20 of 82 episodes
- What to Look for in Your First Hire, and Why the Perfect Candidate Is a Trap with Lithic's Shirley Zhang · 36 minFintech Layer Cake uncovers the secret recipes and practical insights from fintech leaders and experts. Host Reggie Young, chief of staff at Lithic, talks to the people building…
- Webinar: How Fundbox Launched a Loan-to-Card Program in 7 Weeks · 21 minFor most of the history of lending, approval and access were two separate events. A borrower gets approved, then waits days or weeks for an ACH to clear before the money is…
- How a $7B Bank Out-Loaned Chase, and What Fintech Policy Needs Now, with AFC’s Phil Goldfeder · 32 minPhil Goldfeder runs the American Fintech Council, the trade group representing nearly 170 fintech and banking companies. Before that he advised Chuck Schumer and Michael…
- Nobody Loves SWIFT: Payments Inertia and Invisible Crypto Rails with Davi Strazza from Lightspark · 38 minDavi Strazza spent a decade at Adyen as the company scaled from around $30 billion to over $1.3 trillion in annual payment volume, running Latin America and then North America as…
- A Former Prosecutor on How Fintechs Become Targets, with Laurel Loomis Rimon from Jenner & Block · 26 minLaurel Loomis Rimon has spent her career on the enforcement side of fintech. As a federal prosecutor she brought the first case against a digital currency company in the US…
- Payments at Square, Etsy, and the Agentic Era, with Drew Edmond, Partner at Glenbrook Partners · 46 minDrew Edmond has spent 15 years inside payment operations, first at Square from its scrappy hardware days through IPO, then at Etsy running payments across a marketplace with…
- From Fannie Mae's first PM to Pathward Innovation with Suhas Reddy · 26 min · Season 4 Episode 9What if millions of Americans had already proven they could handle a mortgage payment — and the system simply refused to count it? Reggie sits down with Suhas Reddy, Head of…
- Escheatment Primer + Innovation with Eisen CEO Allen Osgood · 27 min · Season 4 Episode 8What if every dormant account in your fintech is a ticking compliance clock — and you didn't know the timer started three years ago? Host Reggie Young sits down with Allen…
- Why Credit Cards Are Hard with Scott Bass from Ensemblex · 19 min · Season 4 Episode 7What if the decision that kills your lending business is one you made six months ago — and you just don’t know it yet? Host Reggie Young sits down with Scott Bass, Managing…
- The Future of Payments is Agentic and Tokenized, with Basis Theory CEO Colin Luce and CTO James Armstead · 41 min · Season 4 Episode 6The payments industry spent years turning tokenization into a business tool for lock-in. So what does it mean that the same technology might now hold the key to making agentic…
- Building the Modern Tax Engine with Gavin Nachbar, Column Tax co-founder and Aiwyn CPO · 24 min · Season 4 Episode 5If AI is about to transform tax filing, why do 55% of Americans still trust a human to do it for them? In this episode, host Reggie Young sits down with Gavin Nachbar, founder of…
- Simon Taylor on Where Agentic Spend is Going · 26 min · Season 4 Episode 4Will stablecoins replace cards — or is that narrative missing how payments actually work? In this episode, Reggie Young sits down with Simon Taylor, founder of Fintech Brainfood…
- A Primer on US Fintech Expansion with Klaros' Andy Kampf · 23 min · Season 4 Episode 3What actually breaks when a fintech expands to the U.S. — product, licensing, hiring, or assumptions? In this episode, host Reggie Young sits down with Andy Kampf, Partner at…
- Middesk CEO Kyle Mack on AI, Good Data, and Business Onboarding in 2026 · 35 min · Season 4 Episode 2What happens when you try to build AI-driven fintech products on top of messy, incomplete, or unreliable data? In this episode of Fintech Layer Cake, host Reggie Young sits down…
- Reducing Oversight Costs for Fintechs and Banks with Narrative CEO Gokul Dhingra · 27 min · Season 4 Episode 1In this episode of FinTech Layer Cake, Reggie Young sits down with Gokul Dhingra, Co-Founder and CEO of Narrative, to unpack how AI is reshaping compliance, oversight, and growth…
- 2025 Cards Year in Review with Matthew Goldman · 28 min · Season 3 Episode 18Why are crypto credit cards exploding — and what does the Coinbase x Amex partnership signal about where the card ecosystem is heading next? In this episode, host Reggie Young…
- Sarah Wilson, Circle's General Counsel, on the IPO Process, GENIUS Act, and More · 20 min · Season 3 Episode 17In this episode of Fintech Layer Cake, host Reggie Young sits down with Sarah Wilson, General Counsel at Circle, to explore how Circle is shaping the global legal and regulatory…
- AI Adoption Survey and Fintech Trends with Jas Randhawa · 35 min · Season 3 Episode 16In this episode of FinTech Layer Cake, host Reggie Young welcomes back Jas Randhawa, Founder and Managing Partner at Strategy Brix, for a candid look at how fintechs are really…
- MTLs and Money Transmission Primer with Evan Minsberg · 29 min · Season 3 Episode 15In this episode of FinTech Layer Cake, host Reggie Young speaks with Evan Minsberg, Partner at Morrison Foerster, about the nuanced world of money transmission licenses (MTLs)…
- Imprint CTO Will Larson on Fintech Engineering Strategy · 42 min · Season 3 Episode 14What does it take to run engineering at the heart of modern fintech? In this episode of Fintech Layer Cake, Imprint CTO Will Larson unpacks lessons from leading engineering teams…







