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Buying your first home is a huge milestone, but it can also feel overwhelming, confusing, and full of pressure.
First Home Unlocked is here to change that, and to help you reach your first home with clarity and confidence.
Hosted by Jack Elliott, National First Home Buyer Specialist at Alcove, and Chris Bates, one of Australia’s top-ranked mortgage brokers, this podcast simplifies the home buying journey and empowers you with the keys to unlock your first home.
Each episode is practical, clear, and designed specifically for first home buyers. From understanding the buying process to choosing a property that fits your long-term vision, Jack and Chris will guide you through every step with real conversations and expert support.
You’re not in this alone. Hit subscribe and let’s unlock your first home together.
Bölümler
52 bölümden en yeni 20 bölüm
- 50 - Buying Your First Home With a Partner, Sibling or Friend: What to Agree On First · 28 dk · Bölüm 50Buying your first home with a partner, sibling or friend can get you into the property market sooner. With borrowing capacity becoming tighter on one income, more first home…
- 49 - 5% Deposit Scheme: The Questions First Home Buyers Ask Most · 25 dk · Bölüm 49The First Home 5% Deposit Scheme lets you buy your first home with a 5% deposit and no lenders mortgage insurance (LMI). It’s the topic first home buyers ask Jack and Chris about…
- 48 - How to Buy at Auction as a First Home Buyer: Prepare, Bid and Stay in Control · 46 dk · Bölüm 48Buying at auction works differently to a private sale. Once the hammer falls and you're the highest bidder, the property is yours: there's no cooling off period, and you can't…
- 47 - Is Now a Good Time to Buy? The 4-Point Checklist for First Home Buyers · 32 dk · Bölüm 47Is now a good time to buy? It's the question Jack's hearing most from first home buyers right now. With headlines about falling property prices, negative equity and interest…
- 46 - How to Make an Offer and Negotiate with Agents: A First Home Buyer's Guide · 45 dk · Bölüm 46Making an offer is where a lot of first home buyers get stuck. How do you make an offer? How much do you offer? What do you say to the agent? Nobody explains the process, and…
- 45 - Inspections and Due Diligence: What to Check Before You Buy Your First Home · 40 dk · Bölüm 45Most first home buyers walk into an open home already at a disadvantage. The styling is there to make you feel something, the agent is warm, and everything on show has been…
- 44 - Price Guides, Off Market and Agents: How to Search for Your First Home · 42 dk · Bölüm 44You open the apps, set up a few alerts, and start going to inspections. A few months in, nothing is working, everything sells for well above what the guide said, and you're…
- 43 - Market Update: 5% Deposit Scheme Changes and How to Get Spring Ready · 29 dk · Bölüm 43There's a lot of noise in the market right now. The federal budget changes are locked in, the media coverage has turned negative, and first home buyer loan applications have…
- 42 - How to Choose a Quality First Home: A Buyers Agent's Checklist · 1 sa 2 dk · Bölüm 42We talk about asset quality constantly on this podcast because it's one of the biggest decisions you'll make as a first home buyer. But understanding why it matters and actually…
- 41 - Unlocking Buyers Agents: What First Home Buyers Need to Know · 32 dk · Bölüm 41We've talked a lot on this podcast about getting your finance sorted, but as we always say, the most important decision you'll make is the actual property you purchase. That's…
- 40 - Unlocking Who Buys It From You Next: How the Budget Changed Buyer Pools · 24 dk · Bölüm 40If you listened to Episode 37, you heard about the federal budget changes to negative gearing and capital gains tax. But there's a conversation we kept coming back to that…
- 39 - Unlocking the Real Risk of Buying with a 5% Deposit and How to Protect Yourself · 25 dk · Bölüm 39If you've been reading the news or scrolling through social media this week, you've probably seen some headlines about first home buyers using the 5% deposit scheme and something…
- 38 - Unlocking How Banks Assess Self Employed Income · 26 dk · Bölüm 38If you're self-employed, banks will usually need more from you before they'll lend compared to a PAYG employee. Understanding what banks are looking for means you can present…
- 37 - Unlocking the 2026 Federal Budget & What it Means for First Home Buyers · 47 dk · Bölüm 37The Federal Budget just changed the property market overnight, and the government is calling it a win for first home buyers. If you're a first home buyer, you're probably seeing…
- 36 - Unlocking How Banks Assess Casual & Contract Income · 16 dk · Bölüm 36Casual and contract workers make up more than a quarter of the Australian workforce. If you're a casual or contract worker, there are absolutely ways to borrow. It just comes…
- 35 - Unlocking How Banks Assess PAYG, Overtime, Bonus & Allowance Income · 19 dk · Bölüm 35Income is one of the biggest drivers of your borrowing capacity, but banks don't just look at how much you earn. They look at how you earn it and depending on your situation, the…
- 34 - Unlocking How Banks Decide What You Can Borrow as a First Home Buyer · 30 dk · Bölüm 34Borrowing capacity isn't just about your income, and it's not the same at every bank. Banks are also looking at your deposit, your debts, your spending, your credit history, and…
- 33 - Unlocking Rising Rates, Market Uncertainty and What It Means for First Home Buyers · 17 dk · Bölüm 33There's a lot happening right now. Another interest rate rise, global uncertainty, fuel and supply issues, and a federal budget just around the corner. If you're a first home…
- 32 - Unlocking How to Buy Strategically with a Gift, Inheritance or Large Deposit · 23 dk · Bölüm 32If you've saved a significant deposit, received a gift from family, or come into money through inheritance, you're in a strong position as a first home buyer. But having more…
- 31 - Unlocking the Power of Offset & Redraw for First Home Buyers · 25 dk · Bölüm 31Understanding how offset accounts and redraw facilities work can save you thousands in interest and years off your home loan. But most first home buyers have never been taught…
