Loan Hunter
by Heather Hunter-Jackson
How Much Can You Qualify For? Breaking Down Income, Debt Ratios, and…
About this podcast
Welcome to the Loan Hunter podcast! I am Heather Hunter-Jackson covering all things real estate and finance in the greater Sacramento area. Whether you are an industry professional, first-time homebuyer, or a home-owner looking to learn more, my goal of this podcast is to take the complicated language and conflicting information you find online and make it simple and easy to understand.
NMLS: 129963
Company NMLS: 1839243
DRE: 01402583
Episodes
The newest 20 of 48 episodes
- How Much Can You Qualify For? Breaking Down Income, Debt Ratios, and Loan Calculations · 9 min · Episode 48Ever wondered how lenders determine how much home you can afford? In this episode, we take a deep dive into the factors that affect mortgage qualification. From calculating…
- Why Mortgage Interest Rates Stay High Despite Fed Rate Cuts · 8 min · Episode 47Have you wondered why mortgage rates are still hovering around 7%, even though the Federal Reserve has cut rates in 2024? In this episode, we unravel the mystery behind mortgage…
- Creative Financing Solutions: VA and Jumbo Loan Success Stories · 12 min · Episode 46In this episode, I’m sharing two recent success stories that highlight the power of strategic financing. First, I discuss a Veteran client who could have chosen a conventional…
- Navigating Real Estate Commission Changes: What You Need to Know · 10 min · Episode 45In this episode, we’re just over two months into the new real estate landscape where commission structures have shifted. I share insights on what I've observed so far, explain…
- Maximizing Tax Benefits: Expert Strategies for Homeowners, Investors, and Self-Employed Professionals · 44 min · Episode 44In this episode, I sit down with Nethanel Pokorny, CPA and founder of Pokorny and Associates, to discuss essential tax strategies every homeowner, real estate investor, and…
- Divorce and Real Estate in California · 11 min · Episode 43Divorce can be an emotionally and financially complex process, especially when it comes to dealing with property you own together. In this episode, we dive into what happens when…
- Beyond Budgeting: Protecting Your Family's Future with Financial Planner Kevin Roberts · 30 min · Episode 42In this episode, I sit down with Kevin Roberts, a seasoned financial planner from Northwestern Mutual, to delve into the vital role financial planners play in securing and…
- Navigating the Self Employed Buyer · 13 min · Episode 41In this episode, I delve into the unique challenges and considerations self-employed borrowers face when buying a home. If you’re self-employed and thinking about purchasing a…
- Building a Real Estate Business Through Networking with Corey Eames · 38 min · Episode 40In this episode, we sit down with realtor Corey Eames, who shares his incredible journey of building a thriving real estate business through the power of networking. Corey…
- How To Set Your Children Up for Home Buying Success · 9 min · Episode 39In this episode, we're diving into how to set your kids up for future homeownership success. From safeguarding their social security number at a young age to harnessing the power…
- Home Sweet Home: Buying vs. Renting – Which Is Best? · 8 min · Episode 37In this insightful episode, I dive deep into the age-old debate of buying versus renting. With the housing market constantly evolving, making the right decision about where to…
- Real Estate 2024: Local Market Update and Insights with Local Expert, Rachael Bauer · 33 min · Episode 38Step into the world of real estate with our latest episode, where we bring you a comprehensive market update for 2024. Join me as I sit down with local realtor expert, Rachael…
- What Does the NAR Settlement Mean for Sellers and Buyers? with Erin Stumpf · 39 min · Episode 36Has the way we have been doing real estate for over 100 years about to change come July 1st, 2024? Tune in as I am joined by local real estate expert, Erin Stumpf, as we discuss…
- What is the Cost to Refinance your Home Loan? · 8 min · Episode 35Home loan refinancing is a very common thing when interest rates drop and you will get many phone calls, emails, and mailers telling you about all the great deals to be had. How…
- Demystifying APR: Understanding its Role in Home Loans · 7 min · Episode 34In this episode, we delve into the often misunderstood concept of APR (Annual Percentage Rate) and its significance in home loans. APR represents the true cost of borrowing…
- Buying Rental Property with No Income Qualifications · 10 min · Episode 32Did you know there are loan programs out there to buy investment properties without showing any personal income? Yes, we have a product that allows an investor to buy a property…
- How to Build Your Dream Home · 32 min · Episode 33If you are thinking about buying a piece of land to build your own home, this is the episode for you. I do a deep dive with my Empire Home Loans construction specialist, Dana…
- Flipping Property 101 · 42 min · Episode 31Are you someone interested in learning how to flip property? Is it as easy as it appears? I sat down for a conversation with Bobby Peterson from Bobby Buys Homes to learn what it…
- Buying in Wilton, CA with Diane Johnson · 26 min · Episode 30Have you ever considered buying a little more rural, yet close to the city? Want small town living but close to good schools and all the amenities you might need? Then Wilton…
- Why Does Your Home Loan Get Transferred to A Different Lender? · 11 min · Episode 29While this can be a very boring topic, it’s probably one of the more frustrating things a consumer experiences over the life of their loan. You close your loan with one lender…







