MedSpa Money Matters
by Scott Wisniewski and Jonny McMullen
Latest episode
Ep 88: Should You Buy Down Your Mortgage Rate? When Paying Points…
Ep 88: Should You Buy Down Your Mortgage Rate? When Paying Points…
About this podcast
MedSpa Money Matters is your go-to resource for mastering the financial side of MedSpa ownership. Hosted by Scott Wisniewski and Jonny McMullen, this podcast is designed to bring clarity to your finances so you can focus on growing your business.
From financial planning, bookkeeping and taxes to fractional CFO services, Scott and Jonny provide expert insights to help you navigate the unique challenges of running a MedSpa. Whether you want to improve profitability or simply make sense of your numbers, this podcast offers the education and guidance you need to succeed.
Join the conversation and start making empowered financial decisions today—because organized finances lead to a thriving MedSpa. Inject financial simplicity and organization into your MedSpa, with a new episode of MedSpa Money Matters every Tuesday.
Episodes
The newest 20 of 88 episodes
- Ep 88: Should You Buy Down Your Mortgage Rate? When Paying Points Actually Makes Sense · 18 min · Episode 88Today's mortgage rates are creating financial decisions that weren't nearly as common or as important just a few years ago. Buyers are having to think more carefully about how…
- Ep 87: Midterms, Markets, and Your Money: What History Actually Says About Election-Year Investing · 15 min · Episode 87With the 2026 midterm elections approaching, investors are once again asking what the results could mean for their portfolios. Election years bring plenty of headlines…
- Ep 86: Should You Buy a House at 7.5%? The 2026 Rent-vs-Buy Reset · 25 min · Episode 86The housing market looks very different today than it did just a few years ago, and the traditional rules around renting versus buying deserve another look. For higher earners…
- Ep 85: Before You Convert That IRA, Figure Out Who the Money Is Actually For · 16 min · Episode 85Roth conversions are often treated like an automatic win, especially once income drops in retirement. But the better question isn't just whether you can convert at a lower tax…
- Ep 84: K-1s, REITs, and the Real Cost of Alternative Investments · 22 min · Episode 84Alternative investments often look especially attractive to high earners because they promise something traditional portfolios don't—different return streams, unique tax…
- Ep 83: Are Bonds Broken? What the Worst Decade in Treasuries Really Means · 17 min · Episode 83For years, bonds were viewed as the boring, dependable part of a portfolio—but the last decade has challenged that assumption in a big way. What happened exposed risks many…
- Ep 82: Asset Protection in an Exceedingly Uncertain World · 23 min · Episode 82Most people spend a lot of time thinking about how to build wealth and surprisingly little time thinking about how quickly it can be disrupted. In periods of greater economic and…
- Ep 81: The High-Earner Efficiency Playbook — Stop Optimizing Only for Money · 17 min · Episode 81High earners spend a lot of time thinking about how to optimize their finances, but far less time thinking about how efficiently the rest of their life operates. As income grows…
- Ep 80: Your MedSpa Did $2 Million Last Year. How Much Should You Have Taken Home? · 13 min · Episode 80A MedSpa can do $2 million in revenue and still leave the owner wondering where all the money went. Revenue is only the starting point—the real question is what percentage of…
- Ep 79: Sitting on a Huge Stock Gain? The Tax Rules Could Be Changing · 21 min · Episode 79Taxes have a way of influencing investment decisions long before a return is ever filed. Sometimes the cost of making a change is enough to keep investors exactly where they are…
- Ep 78: The Art of Doing Nothing · 16 min · Episode 78Investing often feels like it should require constant decisions, adjustments, and reactions. In reality, some of the most important progress happens when there is very little to…
- Ep 77: The Financial Foundations That Matter Most · 18 min · Episode 77Most financial conversations eventually drift toward advanced strategies, tax opportunities, or investment ideas. But long-term success usually depends on a much smaller group of…
- Ep 76: The Reverse Compounding Trap: How Small Side Bets Quietly Destroy Wealth · 23 min · Episode 76Some of the biggest threats to your wealth do not look especially dangerous at first. They often show up as small side bets, idle cash, or "smart" strategies that seem too minor…
- Ep 75: The Student Loan Recertification Loophole… or Is It? · 31 min · Episode 75Every so often, a strategy starts circulating that sounds almost too good to be true. It sits in that uncomfortable space between legitimate planning, aggressive interpretation…
- Ep 74: Revisiting Trump Accounts Now That They're Live · 27 min · Episode 74Every so often, Congress introduces a new savings vehicle that generates a lot of headlines, a lot of excitement, and even more opinions. Some people immediately declare it's a…
- Ep 73: Giving Active Managers the Benefit of the Doubt · 27 minActive management has always been marketed around the promise of expertise: smarter research, better timing, and the ability to avoid the market's biggest mistakes. And to be…
- Ep 72: From Profitable Practice to Lasting Wealth: What to Do With Extra Cash · 27 min · Episode 72Once a MedSpa owner reaches a point where the basics are handled, the next financial decisions usually become less obvious. At that stage, the question is not just how much to…
- Ep 71: Social Security, S Corps, and the Payroll Tax Tradeoff · 22 min · Episode 71Social Security is one of those topics most people know matters, but few people know exactly how to plan around it. For some, it feels like a promise they've built their…
- Ep 70: SpaceX and the Index Dilemma · 23 min · Episode 70Index funds are often presented as the simple, neutral way to invest: buy the market, keep costs low, and stay diversified. But every index has rules, and those rules determine…
- Ep 69: The Evolution of MedSpa Marketing: What's Working Now and What Doesn't · 20 min · Episode 69If you've been in the aesthetics industry for any length of time, you've probably noticed that the marketing playbook seems to change every few years. Strategies that once…
