Money with Carla
by Money with Carla
What happens when two financial experts sit down?
About this podcast
I'm a qualified accountant and investment professional with an MBA on a mission to enable smarter money choices and talk about things we all should've learned in school. I will share my lessons on money, life, and careers and I hope to encourage you to invest your own money, manage your personal finances better, and become more confident in your own money skills.
Episodes
The newest 50 of 59 episodes
- What happens when two financial experts sit down? · 1 h 3 minWhat happens when two financial experts sit down to talk money and don't see eye to eye?I sat down with fellow financial expert Munya, also known as Modern Money, to discuss…
- Where My Money Actually Goes · 11 minEver wondered how I invest my own money? In this episode, I’m sharing the ETFs I hold, what I pay in fees and how I decide where my money goes first. I’ll also walk you through…
- How a 2.75% Fee Could Halve Your Retirement · 11 minMarket crashes might grab the headlines, but investment fees could be quietly costing you millions. In this episode, discover how a 2.75% annual fee can significantly reduce your…
- Buying or Renting in 2027? (The 7% Rule) · 12 minJoin my masterclass: learn.moneywithcarla.com/invest Is it actually better to buy property or rent and invest the difference? I ran the numbers so you don't have to. Again. In…
- RAs Are NOT For Everyone · 17 minDoes a retirement annuity’s tax saving automatically make it the best investment? Carla compares RAs with investing directly in global equity ETFs, exploring tax, investment…
- Estate & Trusts (Tax Expert Is Back) · 44 minThis week I sit down with Marisca, a tax expert, to unpack trusts and estate planning in South Africa. We chat about when a trust makes sense, common mistakes, and how to plan…
- Big Name Funds Underperform. What are you paying for? · 7 minGet my book here: https://www.moneywithcarla.com/book Free Investment Masterclass: https://learn.moneywithcarla.com/masterclass2026 Most South Africans are losing hundreds of…
- Anzel Rabie | Stellenbosch & Afrikaans Money-Culture · 38 minFind Anzel on socials: https://www.instagram.com/anzelrabie/?hl=en What does a CA who almost became Miss SA have to teach us about generational wealth? More than you'd expect…
- To DIY or not? EasyEquities Expert Answers Your Questions. · 43 minWhat’s really happening inside your investment account and how do you know the platform holding it is trustworthy? In this episode, I sit down with the Higgo van Biljon from…
- From Consumer to Creator (Building Digital Capital) · 35 minFind Daniel on socials: https://www.instagram.com/_danielvivier_/ What happens when you stop consuming and start creating? In this conversation, Daniel shares how he overcame…
- Tax Season is Open. Your Questions Answered by a Tax Expert · 18 minFind Marisca on socials: https://www.instagram.com/taxmatterswithmarisca?igsh=MXRod25wZThhbHB0bw== Tax season can feel overwhelming, but it doesn’t have to. In this episode, I…
- Uleen Fourie: Fitness, Family & Finances (all at once) · 44 minFind Uleen on socials: https://www.instagram.com/uleenfourie/?hl=en Website: https://uleenfourie.co.za/ Often times women who've garnered success (especially online) are put…
- New SARS Travel Form: What You Need to Know with Tax Expert · 23 minFind Marisca on socials: https://www.instagram.com/taxmatterswithmarisca?igsh=MXRod25wZThhbHB0bw== The South African Revenue Service (SARS) recently started informing a new…
- AI Chat with Daniel (My Husband / AI Expert) · 33 minFollow Daniel's social media: https://www.instagram.com/_danielvivier_?igsh=MWE4NjMxdHlqNDgwdQ== My husband Daniel has become an AI expert. My brain usually feels like exploding…
- How I Invest For My Kids (TFSA and Education Funds) · 8 minSign up for my FREE Investing Masterclass: https://learn.moneywithcarla.com/invest In this video, I walk through exactly how I invest for my two kids, from maxing out their…
- Index Funds Explained (The Simplest Way To Build Wealth) · 17 minSign up for my free Investing Masterclass: https://learn.moneywithcarla.com/invest In this episode, I'm breaking down exactly what index funds are, why they outperform most…
- The Investment Product I Avoid And Why · 17 minSign up to my free masterclass: https://learn.moneywithcarla.com/invest Watch my video on asset allocation: https://youtu.be/zJ6TmTZ0lAM There is one type of investment product…
- New Research, New Rules (New Study Challenges Everything We Know About the Right Portfolio Split) · 9 minSign up for the free investing masterclass: https://learn.moneywithcarla.com/invest Most investors are doing too much and it's costing them. A 2025 study analysed 130 years of…
- Is Your Investment Property ACTUALLY Profitable? (How to Realistically Check) · 15 minSign up for the FREE Masterclass: https://learn.moneywithcarla.com/invest I used to think property/real estate investing was the simplest way to get wealthy. You can get…
- South African Expats: Leaving SA Does Not Mean Leaving SARS Behind · 33 minFollow Marisca on Instagram: @taxmatterswithmarisca Previous episode with Marisca on trusts: https://youtu.be/7Ojy5bLAD8Q Are you a South African expat unsure about your tax…
- Stop Guessing Where Your Money Should Go (Do This Instead) · 12 minFREE Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin The Money Game Plan Program…
- The Complete 90-Day Money Reset (EASY Steps to Take) · 13 minMy Money Game Plan program: https://learn.moneywithcarla.com/Your-money-gameplan Personal finance can sometimes feel so overwhelming that you end up doing nothing. I know how…
- Everything You Need to Know About Trusts as a South African (with Tax Expert) · 39 minFollow Marisca on socials: Instagram: @taxmatterswithmarisca I'm so excited to talk to tax expert Marisca du Bruyn about trusts! Marisca is a tax advisor specialising in…
- Why Some High Earners NEVER Build Wealth · 13 minWatch my free Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin We've all been taught the same thing about money: study hard, get a…
- The Best Way To Invest Is Also The Cheapest And Easiest · 11 minMy FREE Investing Mini-Course: https://learn.moneywithcarla.com/mini-course Contrary to popular belief, more expensive and harder to access is not automatically better…
- Top 10 Worst Financial Mistakes You're Making Right Now · 18 minComplete the FREE Wealth Score Quiz: https://score.moneywithcarla.com/wealthscore Money Game Plan Course: https://learn.moneywithcarla.com/Your-money-gameplan In personal…
- Financial Goals Feel Impossible? Here's What You're Doing Wrong · 12 minGet access to this calculator and more: https://learn.moneywithcarla.com/Your-money-gameplan If you keep under-saving for financial goals, or feel like you can never reach them…
- How Much House Can You REALLY Afford? · 11 minBecome a Money with Carla Insider: https://learn.moneywithcarla.com/newsletter-signup Are you buying a house? Here's how you will know whether or not you can really afford the…
- Saving is NOT going to make you rich. Here's why · 10 minSign up for my FREE masterclass: https://learn.moneywithcarla.com/registration-page-256ef41f-876a-45bd-9817-b684d547598d Saving is taught as the "most responsible" financial…
- Should You Pay Off Your Mortgage Or Invest? (Detailed Analysis) · 23 minJoin my FREE masterclass: https://learn.moneywithcarla.com/registration-page-256ef41f-876a-45bd-9817-b684d547598d If you have extra money available each month, should you rather…
- Every South African Needs This Investment Account · 10 minSign up for my FREE investing masterclass: https://learn.moneywithcarla.com/invest-masterclass-opt-in-feb-2026-1 Every South African needs this investment account. Even though…
- Stuck In High-Fee Investments? 6-Year Rule · 8 minSign up for my FREE Investing Masterclass: https://learn.moneywithcarla.com/invest-masterclass-opt-in-feb-2026-1 I always preach this: Keep your fees low to maximise portfolio…
- How To Prep For Retirement At Age 40+ · 11 minGet your FREE Financial Freedom Calculator here: https://learn.moneywithcarla.com/financial-freedom-calculator If you're starting to plan for retirement and you feel behind, or…
- Best And Worst Alternative Investments - Bags, Art, Watches vs. Stocks · 12 minHave a question or dilemma? Ask me here: https://learn.moneywithcarla.com/money-scenario A subscriber shared an artwork with me that they bought in 1986 for R750, and recently…
- Your Pay Check Doesn’t Matter Without These 7 Things · 10 minWhat's your wealth score? Find out for FREE: https://score.moneywithcarla.com/wealthscore If you've ever wanted to get a birds eye view of your financial "health" or score, this…
- The ONLY Money Goals You'll Need in 2026 · 9 minSign up for my FREE money masterclass: https://learn.moneywithcarla.com/registration-page-8f1bd599-6cc5-41f2-b25b-55e954afebb8 Get your FREE money goal setting worksheet…
- Why 25 Million Might Not Be Enough To Retire · 6 minGet your FREE financial freedom calculator: https://learn.moneywithcarla.com/financial-freedom-calculator How to calculate your financial freedom number…
- My Net Worth Update 2025 (Full Breakdown) · 14 minUse my portfolio calculator: https://learn.moneywithcarla.com/offers/2JvHNqaD/checkout Sign up to my newsletter: https://learn.moneywithcarla.com/newsletter-signup Try the same…
- How Much Do South Africans Really Need to Retire? · 12 minGet your FREE Financial Freedom Calculator: https://learn.moneywithcarla.com/financial-freedom-calculator If you've ever wondered how you should even know what your target…
- Sell or Keep the Cape Town Property? (Moving Abroad) · 13 minSubscribe to my newsletter: https://learn.moneywithcarla.com/newsletter-signup Submit your question: https://learn.moneywithcarla.com/money-scenario This week I'm running the…
- 5 Steps Wealthy Parents Take to Set Kids Up For Financial Success · 8 minMy FREE mini-course: https://learn.moneywithcarla.com/mini-course If you find yourself Googling "How to give my kids a good financial future," this episode is for you. This is a…
- Johannesburg Property: Sell or Hold On? · 13 minSubmit your question: https://learn.moneywithcarla.com/money-scenario Is it best to hold on to or sell this property in Johannesburg, South Africa? Property investments are not…
- What's REALLY Behind Gold's Performance - And Is It Worth Investing In? · 13 minWatch my FREE masterclass: https://learn.moneywithcarla.com/investing-masterclass-replay-opt-in-october-2025 Why is gold performing so well? What happens if it stops? And is…
- The #1 Financial Safety Net You Need to Survive Economic Downturns · 15 minGet My Money System here: https://learn.moneywithcarla.com/Money-System-Tool Today we're talking about all things emergency funds. This is one of the most important blocks in…
- Stop Chasing the Wrong Financial Goals - What Financial Freedom Actually Means · 13 minJoin my FREE, live masterclass: https://learn.moneywithcarla.com/materclass-october The final episode of my 3-part series: The Formula to Building Wealth. What is financial…
- Stop Doing These 5 Things and Watch Your Wealth Grow · 10 minMy FREE masterclass: https://learn.moneywithcarla.com/materclass-october Part 2 of my 3-part series on the formula of wealth-building: This week we're talking about what…
- What the Rich Do Right (And It’s Not Earning More) · 6 minJoin my FREE upcoming masterclass: https://learn.moneywithcarla.com/materclass-october This is the first episode of a three-part video series where I am talking all about the…
- Don’t Lose Out! How to Make the Most of Employer Pensions and Benefits · 23 minSubmit your questions: https://learn.moneywithcarla.com/money-scenario This week, Carla answers questions related to retirement, RAs, employee share schemes and provident funds…
- It's Not Just Money: What Really Counts Towards Your Net Worth · 17 minSign up for my FREE mini course: https://learn.moneywithcarla.com/mini-course In this episode, Carla goes over the 3 stages of building wealth, a hidden asset most people don't…
- How Much YouTube Pays Me (EXACT numbers) · 19 minJoin 12k Insiders in subscribing to my weekly Insider Letter: https://learn.moneywithcarla.com/newsletter-signup This week, I'm revealing exactly how much YouTube pays me as a…







