Mortgage Insider
af Barclays
How can brokers build relationships in the high-net-worth market?
Om denne podcast
The evolving role of the mortgage broker is becoming increasingly complex. The performance and potential of the housing market is an ever-changing landscape, but help is here.
The award-winning Mortgage Insider Podcast – brought to you by Barclays – is back and better than ever. Renowned TV presenter and property expert Phil Spencer guides you through the trials and tribulations of the housing world.
Phil, along with industry-leading guests from the world of economics, financial services, and of course housing, takes you beyond the headlines to help you navigate the world of mortgage markets.
This is an in-depth plunge into the world of mortgages, so listen and follow to find out moreabout the current mortgage market, how rates are set, the insider take on housing, changes to buy-to-let, marathon mortgages and helping clients plan for a worst-case scenario.
The Mortgage Insider Podcast – you can’t afford to miss it.
Episoder
De nyeste 20 af 82 episoder
- How can brokers build relationships in the high-net-worth market? · 28 min. · Sæson 7 Episode 10The profile of high net worth individuals is changing, with younger entrepreneurs, growing international interest and shifting attitudes towards mortgage finance. So, what does…
- What does the Renters’ Rights Act mean for the buy-to-let market? · 30 min. · Sæson 7 Episode 9The UK rental market has undergone significant change following the introduction of the Renters Rights Act 2025, with new rules around tenancies, the end of Section 21, rent…
- How can brokers make the most of the remortgage opportunity? · 25 min. · Sæson 7 Episode 8Around 1.8 million fixed rate mortgages are expected to mature over the course of 2026, underlining the scale of the UK remortgage market. And with many borrowers potentially…
- How essential is the ‘Bank of Mum and Dad’ for first-time buyers? · 19 min. · Sæson 7 Episode 7The UK housing affordability crisis continues to reshape the path to homeownership, with more young adults relying on family support than ever before. Host Phil Spencer is…
- How is AI transforming the home buying journey? · 26 min. · Sæson 7 Episode 6AI is playing an increasingly important role in the mortgage and home buying journey; shaping how consumers, brokers and the wider industry engage with technology, where trust…
- What is making the Scottish housing market so different to England right now? · 23 min. · Sæson 7 Episode 5The Scotland housing market 2026 continues to stand apart and for any mortgage broker Scotland-based, understanding the Scottish property market is key. In this episode of…
- Can new build housing meet demand in 2026? · 27 min. · Sæson 7 Episode 4The 2026 housing market is shaping up to be a story of returning demand set against a continuing housing supply crisis, with new build homes at the centre of the challenge. In…
- What does the UK economy mean for mortgage rates right now? · 18 min. · Sæson 7 Episode 3There has been no shortage of change in the UK economy, and mortgage brokers are having to help potential and existing homeowners interpret fast-moving headlines, swap rate…
- Should every first time buyer be treated as vulnerable? · 28 min. · Sæson 7 Episode 2For many first-time buyers, the home buying process can feel confusing, full of jargon and hard to follow. And with affordability concerns and rate changes still shaping the UK…
- How can we speed up the house buying process? · 23 min. · Sæson 7 Episode 1The home buying process remains slow and uncertain for all too many. On average, it now takes around 120 days to complete a property purchase in the UK, a sharp rise since 2007…
- Mortgage Insider returns for 2026 · 1 min.Welcome to the award-winning Mortgage Insider - back for 2026. Property expert and TV presenter Phil Spencer MBE will once again guide you through the trials and tribulations of…
- Regulation, AI and uncertainty – the issues brokers can’t ignore · 22 min. · Sæson 6 Episode 12For mortgage intermediaries, few periods have felt as complex or fast-moving as they are today. Keeping track of regulations, understanding the impact of AI, and managing rising…
- The 2026 outlook every broker needs to know · 29 min. · Sæson 6 Episode 11Forecasting into 2026 is already being shaped by lingering economic uncertainty, shifting consumer trends and tighter consumer spending. With the labour market slowing, the…
- How can brokers identify and stop mortgage fraud? · 25 min. · Sæson 6 Episode 102024 saw a record number of fraud cases filed with the National Fraud Database. While mortgage fraud still represents a small proportion of overall UK fraud, there is a reported…
- New build in focus · 20 min. · Sæson 6 Episode 9Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a…
- Does the North-South divide still exist in the UK housing market? · 24 min. · Sæson 6 Episode 8What do the most expensive parts of the country reveal about shifting demand? And why is the Manchester housing market now outperforming many southern counterparts? In this…
- Helping the credit challenged get mortgage ready · 17 min. · Sæson 6 Episode 7A rising number of borrowers are finding it harder to access mortgages due to being credit challenged - whether that’s from historic debts, a county court judgment, or having…
- Inside the world of high net worth lending · 23 min. · Sæson 6 Episode 6The mortgage market continues to evolve, and so too does the answer to the question: what is a high net worth individual in today’s market? In this episode of the Mortgage…
- Is 2025 the year of the remortgage? · 18 min. · Sæson 6 Episode 5An estimated 1.8 million fixed rate mortgage deals are due to expire in 2025, 400,000 more than in 2024. This surge in remortgaging presents a critical opportunity for mortgage…
- How right-sizing could unlock capacity in the housing market · 19 min. · Sæson 6 Episode 4A recent report from Barclays revealed that right-sizing – when homeowners move to a more suitably sized property – could potentially free up 3.8 million homes and tackle the…







