Mortgage Matters
autor: Mortgage Matters
The Las Vegas Buyer’s Market & Why We Hate “Date the Rate"
O tomto podcastu
People don't call us because they need a mortgage. They call us because they need help making a housing decision.
Mortgage Matters is a Las Vegas, Nevada-based radio show and podcast hosted by mortgage advisors Roland Daniels (NMLS 355859) and Heidi Griffith (NMLS 2247754) with Geneva Financial. Airing every Sunday at 7:30 AM on KUNV 91.5 and available wherever you listen to podcasts, the show explores the real-life decisions, opportunities, challenges, and financial realities that shape where and how we live.
Every week, Roland and Heidi tackle the housing conversations people are already having around kitchen tables, at family gatherings, and on social media. Should I buy or wait? Is my first home supposed to be my dream home? Should I move up, downsize, invest, or stay put? How do I build wealth through real estate? What's the smartest use of my money? Through honest conversations and practical guidance, they help listeners make sense of the choices involved in renting, buying, selling, investing, and planning for the future.
Drawing on decades of mortgage and housing experience, Roland and Heidi break down real mortgage questions, homeownership strategies, down payment assistance programs, FHA loans, VA loans, conventional financing, housing affordability, wealth-building opportunities, and the financial realities that influence housing decisions.
Mortgage Matters also shines a spotlight on the people and organizations working to strengthen communities across Las Vegas and Nevada. Through conversations with housing advocates, nonprofit leaders, educators, elected officials, and local changemakers, the show explores the issues that affect housing, opportunity, economic mobility, fair housing, and homeownership throughout Southern Nevada.
Roland and Heidi are active community educators who lead free homebuyer workshops across Nevada in partnership with organizations including the Nevada Housing Division, Chicanos Por La Causa (CPLC), and Nevada Rural Housing Authority. Roland serves as a director with the local chapter of the National Association of Real Estate Brokers (NAREB), and Heidi serves as President of the Silver State Fair Housing Council, where Roland is also a board member. Together, they bring mortgage expertise, housing advocacy, community involvement, and a passion for helping people make informed housing decisions to every episode.
Epizody
Nejnovějších 20 z 102 epizod
- The Las Vegas Buyer’s Market & Why We Hate “Date the Rate" · 29 min · Epizoda 103More homes to choose from. Sellers reducing prices. But does that make it the right time for you to buy? Heidi and Roland discuss the shifting Las Vegas housing market and what…
- Low Mortgage Rate, High Credit Card Debt: Could a HELOC Help? · 27 min · Epizoda 102A low mortgage rate doesn’t always mean a comfortable monthly budget. When credit cards, car payments, and everyday expenses start eating up more of your paycheck, can you get…
- Finding a Home and a Payment You Can Afford: Exploring Nevada Rural Housing Options · 30 min · Epizoda 101You want a home of your own. But between home prices, interest rates, and saving enough for your down payment and closing costs, the numbers can feel like they just won’t work…
- High Mortgage Rates: Should You Buy a Home or Wait? · 30 min · Epizoda 100You want a home of your own. But with mortgage rates where they are, you don’t want to make a decision you’ll regret. Do you keep waiting? Or could buying still make sense?…
- The Hidden Math of Homebuying: What That Car Payment and Lower Rate Really Cost · 29 min · Epizoda 99A lower interest rate sounds better. A $700 car payment might not seem like a housing decision. But when you're buying a home, one number rarely tells the whole story. This week…
- Why Did My Mortgage Payment Go Up If I Have a Fixed Rate? · 28 min · Epizoda 98A fixed-rate mortgage keeps your principal and interest predictable, but that doesn't mean your total monthly payment can never change. This week on Mortgage Matters, Heidi and…
- Think You’re Priced Out? Nevada Rural Housing Has New Options for Homebuyers · 28 min · Epizoda 97Think buying a home in Nevada is out of reach? Some recent changes may give buyers more options than they realize. Kevin Hickey from Nevada Rural Housing joins Heidi and Roland…
- Las Vegas Buyers Have Leverage Again. Here’s How to Use It · 28 min · Epizoda 96Las Vegas buyers may finally have more room to negotiate. Realtor Starla Jordan joins Heidi and Roland to talk about what today’s market means for buyers, where the opportunities…
- If We Were Buying a Home Right Now, Here’s What We Would Do · 30 min · Epizoda 95What would two mortgage professionals do if they were buying a home in today’s market? Heidi Griffith and Roland Daniels put themselves in the buyer’s seat and talk through how…
- Think You Can't Buy a Home? You Might Be Wrong | Nevada Housing Division with Josie Hatem · 30 min · Epizoda 94Have you ever told yourself, "I probably don't qualify to buy a home?" You're not alone. In this episode of Mortgage Matters, Roland Daniels and Heidi Griffith sit down with…
- How Small Money Habits Can Change Your Financial Future · 30 min · Epizoda 93Many people believe they're "just bad with money." But what if building financial confidence has less to do with how much you earn and more to do with the small habits you…
- Nevada Rural Housing Opens Its $20,000 Down Payment Assistance Program to More Homebuyers · 29 min · Epizoda 92Nevada Rural Housing has expanded one of Nevada's most talked-about down payment assistance programs, and many homebuyers who didn't qualify before may now be eligible. This…
- The 21st Century Road to Housing Act: Investors, ADUs & Manufactured Housing · 30 min · Epizoda 91Congress recently passed the 21st Century Road to Housing Act, one of the most significant housing bills in years. But what do the headlines leave out, and what does the law…
- How Nevada's Worker Advantage Program Helped Three Buyers Become Homeowners · 28 min · Epizoda 90There are fewer than 90 Worker Advantage reservations remaining in Nevada. This week on Mortgage Matters, Heidi Griffith and Roland Daniels share the stories of three homebuyers…
- Are we creating more opportunities for homeownership... or simply creating more renters? · 29 min · Epizoda 89We hear a lot about the need for more housing, but are we actually creating more homeownership opportunities... or simply creating more renters? This week, Roland Daniels and…
- Who Benefits When You’re Told Not to Buy a Home? · 30 min · Epizoda 88This week on Mortgage Matters, Roland Daniels and Heidi Griffith take on the growing conversation around renting versus owning, financial influencers, and the advice many buyers…
- What Credit Score Do I Need to Buy a Home? The Truth About Credit and Homeownership · 28 min · Epizoda 87This week on Mortgage Matters, Heidi Griffith and Roland Daniels explore one of the biggest myths in homeownership: the belief that you need perfect credit to buy a home. From…
- Why Have Interest Rates Become the Only Thing People Think About? · 28 min · Epizoda 86Why have interest rates become the only thing people seem to think about when it comes to buying a home? People ask: What's the rate? Should I wait? Are rates coming down? But…
- When Did Starter Homes Stop Being Good Enough? · 29 min · Epizoda 85The average first-time homebuyer is now 40 years old. So what changed? This week on Mortgage Matters, Heidi Griffith and Roland Daniels explore why more people are waiting…
- The Joneses Are Broke - And It’s Making It Harder to Afford Their Homes · 28 min · Epizoda 84Everybody looks financially okay right now. The vacations. The car payments. The shopping. The social media posts. But behind the scenes, a lot of people are stretched thin…
