On the Balance Sheet®
by Darling Consulting Group
Latest episode
“The Future of Deposits” with Kiah Haslett
“The Future of Deposits” with Kiah Haslett
About this podcast
Darling Consulting Group’s podcast series interviewing executives from community banks and credit unions about key industry and economic issues.
Episodes
The newest 20 of 57 episodes
- “The Future of Deposits” with Kiah Haslett · 54 min · Season 5 Episode 10In this episode, the guys are joined by DCG colleague and Executive Managing Director Justin Bakst to discuss “The Future of Deposits" with Kiah Haslett, the creator of "Fintech…
- “Worried About Not Having a Worry” with 5-Star Bank Analyst Gerard Cassidy · 44 min · Season 5 Episode 9In this special “Fed Day” episode, Vin and Zach are joined by Gerard Cassidy of RBC Capital Markets, the legendary bank stock analyst and inventor of the “Texas Ratio.” The guys…
- "Getting the Band Back Together" with Brent Leslie, Maverick Bank (TX) · 29 min · Season 5 Episode 8In this episode, the guys are joined by Brent Leslie, CEO of Maverick Bank, based in Lubbock, TX. Brent shares his journey from the baseball diamond to the ranks of state banking…
- "Assets Are Driving the Margin Bus" - Quarterly Recap with Vin & Zach · 43 min · Season 5 Episode 7In the seventh episode of season five, Vin and Zach revisit the key asset/liability management themes from the second quarter, as well as assess what ALCOs should be focusing on…
- "All Things Fed” with Chris Low, Chief Economist at FHN, Live from DCG’s Annual Conference · 40 min · Season 5 Episode 6In the sixth episode of the season, Chris Low, Chief Economist at FHN, rejoins the show LIVE from DCG’s 42nd Annual Balance Sheet & Model Risk Management Conference. Chris and…
- "Ask Them to Do Everything They Can and Nothing They Can't" with Mike Ewing of Oak View National Bank (VA) · 34 min · Season 5 Episode 5In the fifth episode of the season, the guys are joined by Mike Ewing, Chairman and CEO of Oak View National Bank (VA). Mike expounds on his start in banking and his successes…
- “Firing Up the Growth Engine” with Ben Lemoine, Suncoast Credit Union (FL) · 34 min · Season 5 Episode 4This month, the guys are joined by Ben Lemoine, the Chief Financial Officer of Suncoast Credit Union located in Florida. Ben outlines his professional journey, which evolved from…
- Yield Curve March Madness and Distilling Fed Expectations with Jeff Croteau · 39 min · Season 5 Episode 3In On the Balance Sheet®'s 50th episode, the guys are joined by DCG’s Jeff Croteau to parse through recent yield curve movements, the March Fed meeting, and Q1 ALCO themes. The…
- Joe Kennerson’s 5 ALCO “Takes” for 2026 and the Last Time He Dunked a Basketball · 28 min · Season 5 Episode 2In the second episode of season 5, DCG’s own Joe Kennerson is back by popular demand and joins the guys to explore his 5 ALCO "Takes" for 2026. The conversation focuses on…
- “Last Cut Under the Powell Fed” with Claudia Sahm · 39 min · Season 5 Episode 1In the highly anticipated season 5 opener, the guys are joined by Claudia Sahm, Chief Economist at New Century Advisors and architect of the famous “Sahm Rule.” Claudia provides…
- Fed Reactions and Implications for Your Balance Sheet with Vin & Zach · 34 min · Season 4 Episode 12In the final episode of the season, Vin and Zach jump into a discussion on the recent Fed Meeting and the outlook for rates in 2026. The guys also probe how various rate outlooks…
- "If You Stick Around Long Enough, I'll Teach You How To Start a Bank" with Dan Yates of Endeavor Bank (CA) · 38 min · Season 4 Episode 11Vin, Zach, and DCG colleague Mike Mitchell are joined by Dan Yates, CEO and Co-Founder of Endeavor Bank located in Southern California. Dan shares lessons learned from training…
- “Trust But Verify" with Cole Watson of Hoosier Hills CU (IN) · 35 min · Season 4 Episode 10Cole Watson, CFO of Hoosier Hills Credit Union (IN), joins Vin, Zach, and DCG colleague Mike Mitchell for a terrific episode 10 of season 4. The guys dig into Cole’s background…
- “Dust Off The Falling Rate Deposit Playbook" with DCG’s Bill Guthrie · 37 min · Season 4 Episode 9DCG Deposit Consultant Bill Guthrie joins Vin and Zach on a Fed Decision Day to dust off the deposit falling rate playbook and dive into funding strategies. The trio explores…
- “Culture Eats Strategy for Breakfast” with Clay Adams of Mascoma Bank (NH) · 32 min · Season 4 Episode 8In our eighth episode of the season, Clay Adams, President & CEO of Mascoma Bank (NH), joins Vin, Zach, and Joe Kennerson. The guys dig into Clay’s background in the private…
- "This Is Your Bank” with Hal Horvat of Centreville Bank (RI) · 31 min · Season 4 Episode 7In this episode, Hal Horvat, President & CEO of Centreville Bank ($3B mutual savings bank in Rhode Island), joins Vin, Zach and DCG colleague Justin Bakst. The foursome delves…
- Special Episode: Live from DCG’s 41st Annual Conference with Chris Low · 42 min · Season 4 Episode 6Chris Low, Chief Economist at FHN Financial, rejoins the guys for a live appearance from DCG’s 41st Annual Balance Sheet & Model Risk Management Conference in Boston. In this…
- "Perfect Time To IPO" with JP Lapointe of Needham Bank (MA) · 35 min · Season 4 Episode 5In this episode, the guys are joined by JP Lapointe, Chief Financial Officer of Needham Bank ($5B institution in the Boston metropolitan area), and DCG colleague Jeff Reynolds…
- Special Episode - Managing Through Volatile Times with Matt Pieniazek, DCG President & CEO · 56 min · Season 4 Episode 4In this special episode, Darling Consulting Group President & CEO Matt Pieniazek joins for a C-suite-focused “fireside chat” to share his insights and perspectives on managing…
- "They Don't Sit Still" with Nathan Stovall of S&P Global · 44 min · Season 4 Episode 3In this episode, the guys are joined by Nathan Stovall, the Director of Financial Institutions Research for S&P Global. Nathan shares his observations on deposit trends, how…







