Retire For Less With The Annuity Expert
by Shawn Plummer
Latest episode
What Is a Trigger Rate in Annuities?
What Is a Trigger Rate in Annuities?
About this podcast
The Annuity Expert podcast dives deep into the world of annuities, insurance, and retirement planning, offering insights tailored to meet specific needs with over 100+ insurance companies. Whether you're navigating the complexities of retirement or seeking the ideal insurance plan, The Annuity Expert podcast equips you with industry-standard formulas, professional expertise, and the latest economic trends for a secure financial future.
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Episodes
The newest 20 of 632 episodes
- What Is a Trigger Rate in Annuities? · 3 min · Episode 605Are you confused by how interest crediting works inside a Fixed Index Annuity (FIA)? While many investors are familiar with traditional cap rates and participation rates, a…
- Which Annuity Companies Offer the Best Customer Service? · 9 min · Episode 604Are you wondering which annuity company provides the best customer service? With nearly two decades of experience across insurance carriers, wholesaling, and independent…
- How to Choose the Right Retirement Annuity · 23 min · Episode 603Are you trying to figure out which annuity fits your retirement strategy—or whether you even need one at all? With dozens of contracts on the market, choosing the right product…
- How Annuity Rates Have Changed Over Time · 11 min · Episode 602How have annuity rates, caps, and income payouts evolved over the last two decades, and where do they stand today? With nearly 19 years of hands-on industry experience—spanning…
- How Do Annuities Pay Out? · 16 min · Episode 601In this clear and unfiltered breakdown, Shawn from The Annuity Expert explains how annuity payouts work and compares traditional annuitization directly against modern income…
- Is There a Minimum Age for Annuities Withdrawal? · 6 min · Episode 600Are you wondering when you can legally access money from your annuity without getting crushed by IRS penalties or carrier surrender fees? While technically you can request a…
- Can You Change an Annuity to Drawdown? · 4 min · Episode 599In this clear and unfiltered video, Shawn from The Annuity Expert breaks down the three distinct methods of taking income from an annuity and explains when switching to a…
- Are Fixed Annuities Safe and Can You Lose Money? · 11 min · Episode 598Are you looking at fixed annuities to shield your retirement savings from market volatility, but wondering if there is any catch where you could still lose money? The direct…
- When Are Annuity Surrender Charges Waived? · 5 min · Episode 597Are you worried about getting locked into an annuity surrender charge schedule or needing early access to your principal in an emergency? While surrender charges are designed to…
- What Happens to Earned Interest After Death? · 4 min · Episode 596Are you wondering what happens to the interest earned inside your deferred annuity if you pass away before taking withdrawals? As long as you haven't annuitized the contract…
- Is an Annuity a Qualified Retirement Plan? · 4 min · Episode 595Are you wondering if an annuity itself qualifies as a formal retirement plan like a 401(k) or IRA? The short answer is no: an annuity is not a qualified plan in itself, but…
- Do Banks Sell Annuities? Beware · 3 min · Episode 594Are you considering purchasing an annuity directly from your local bank branch or credit union? While bank representatives frequently pitch fixed annuities alongside traditional…
- Which Annuities Offer the Most Flexibility? · 7 min · Episode 593Are you worried that buying an annuity means locking up your money in a rigid contract with no access to cash when life happens? While traditional annuities required giving up…
- Is There a Maximum Age to Buy an Annuity? · 4 min · Episode 592Are you wondering if you or an aging family member are too old to purchase an annuity? While there is no single federal age limit, individual life insurance carriers strictly…
- Can You Own Multiple Annuities? · 7 min · Episode 591Are you wondering if you can—or should—own more than one annuity contract at the same time? The short answer is a resounding yes. Not only is owning multiple annuities permitted…
- Can You Buy an Annuity Without a Broker? · 8 min · Episode 590Are you considering buying an annuity direct from an insurance company to bypass a broker and avoid advisor commissions? While direct-to-consumer (DTC) purchasing is technically…
- How to Compare Annuity Quotes · 15 min · Episode 589Are you shopping for an annuity and relying on a quote from your local bank, credit union, or big-box brokerage firm like Fidelity or Schwab? Relying on a single recommendation…
- How a Three Year Fixed Annuity Works · 3 min · Episode 588Are you looking for a short-term, safe place to park your retirement funds without locking your money up for an entire decade? A 3-year fixed annuity offers a flexible…
- What Is a Multi Year Guaranteed Annuity (MYGA)? · 4 min · Episode 587Are you looking for a safe, predictable way to grow your retirement savings without exposing your principal to stock market volatility? A Multi-Year Guaranteed Annuity (MIGA)—the…
- Are Annuities Insured by the State? · 8 min · Episode 586Are you wondering how safe your annuity really is and what happens to your life savings if the insurance company goes under? While annuities are not FDIC-insured like bank CDs…
