Tearsheet Podcast: Exploring Financial Services Together
tekijä: Tearsheet Studios
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At Stellar's Meridian conference, Anthony Scaramucci tells banks to…
At Stellar's Meridian conference, Anthony Scaramucci tells banks to…
Tietoa podcastista
Tearsheet Podcast explores financial services together. We're the podcast of record for news and opinion about the finance industry. Weekly, we identify, track, and analyze top trends impacting the business of finance, with an eye on the digital disruption wrought by fintech and new financial technology. Every week, your host, Zack Miller, Tearsheet's founder and editor in chief, interviews thought leaders, senior executives, and entrepreneurs helping to form the next generation of financial services and technologies.
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- At Stellar's Meridian conference, Anthony Scaramucci tells banks to "kill the iPod in your business" · 16 minAnthony Scaramucci bought his first bitcoin at about $6,000. In October 2020, he bought nine figures' worth for himself and his clients, and some of those clients fired him for…
- What Bluevine learned from $2 billion in mobile check deposits and a growing partner stack · 26 minA $2 million general contractor pays subcontractors, invoices clients, issues employee cards, and keeps its own books. Most banks still serve this business the way they serve a…
- If you disappeared tomorrow, would your customers care? · 8 minFor Episode 3, we asked a simple question: Which fintechs would we genuinely miss if they disappeared tomorrow? Millions of users don't necessarily mean a company has built a…
- Banks look to close the expectation gap with data, real-time infrastructure, and human judgment · 34 minCustomers hold their banks to a standard they learned somewhere else. Brian DuVal, President of North America at Temenos, points to the speed and ease of use they have become…
- Why small businesses hesitate on AI in finance, and how BILL is addressing it · 6 minWhy small businesses hesitate on AI in finance, and how BILL is addressing it by Tearsheet
- Why B2B payments are a whole-journey problem ft. TreviPay · 13 minAllen Bonde, Chief Marketing Officer at TreviPay, argues that a new generation of digital-native buyers is the biggest force reshaping how businesses buy and pay. Accustomed to…
- Why Salient bet everything on auto lending and never looked back · 26 minMost AI startups chase breadth. They build a capable, general-purpose product and sell it across as many industries as are willing to buy it. Ari Malik, CEO of Salient, took the…
- Nubank's Ethan Eismann: 'You have to love your customers fanatically for them to love you fanatically' · 30 minNubank spent thirteen years building one of the most loved financial brands in Latin America, growing past 140 million customers across Brazil, Mexico, and Colombia. This month…
- Over and Underhyped: The banking trends we’re getting wrong · 16 minFor the second episode of The Editors’ Room, we flipped the format around. One trend we think the industry is overhyping, and one that isn’t getting nearly enough attention…
- Venture banking 3.0: How Stifel is rebuilding trust after Silicon Valley Bank · 25 minWhen Silicon Valley Bank collapsed in March 2023, it took with it a bank that had quietly become infrastructure for the startup ecosystem, holding the majority of the venture…
- Live Oak Bank's BJ Losch on why AI is an accelerant, not a strategy · 24 minMost banks seem to chase small business customers as one segment among many. Live Oak Bank was built around a bet that specializing beats generalizing — and it started about as…
- “Amy has the what. I help with the how”: Inside Bank of America's data and AI partnership · 35 minAmy Avery, Managing Director, Analytics, Modeling and Insights, took her job at Bank of America because of a number. When she interviewed at Bank of America, she was told that…
- How enterprise AI is moving up the stack in 3 layers · 30 minWelcome to The Editors’ Room, a new Tearsheet Podcast series where Editor-in-Chief Zack Miller and Managing Editor Sara Khairi take the conversations that usually happen behind…
- Mastercard's Marc Pettican on the road to a $17.4 trillion virtual card market · 21 minEvery account payable and account receivable department runs on the same friction: invoices chased four or five times, payments late more than 30% of the time, and credit control…
- How BILL is rebuilding for the Fortune 5 million and gearing up to take big swings on AI · 30 minFor most small and midsize businesses, financial operations still look a lot like they did a decade ago. Bills get keyed in manually. Receipts pile up. W-9s get chased down at…
- Trust, stablecoins, and the AI margin squeeze:What McKinsey and QED's fintech report means for banks · 40 minWelcome to the Tearsheet Podcast, where we explore financial services together with an eye on technology, innovation, emerging models, and changing expectations. I'm Tearsheet's…
- How Figure and Method closed the loop on debt consolidation and cut delinquency in half · 23 minDebt consolidation has always rested on a promise lenders couldn't verify. A borrower takes out a HELOC, says they'll pay off their credit cards, and the lender hands over the…
- The bank account is the product: Slash's bet on vertical SMB banking · 26 minSmall business banking has always had a structural problem: the companies that hold your money and the companies that build your financial software have been two different…
- How Kudos built a consumer data moat on top of credit card rewards · 28 minMost people leave money on the table every time they swipe — not because they're careless, but because the credit card rewards ecosystem is genuinely complicated. Thousands of…
- Stablecoin infrastructure is rewiring cross-border payments · 23 minUnlock how stablecoin infrastructure is transforming cross-border payments, global treasury, and enterprise fintech strategy. In this episode, Avinash Chidambaram, Founder & CEO…
- How Block built a $200 billion credit operation by seeing customers traditional lenders can't · 19 minThe credit system in the US was built on a fundamental assumption: that past borrowing behavior predicts future risk. That assumption has left roughly 100 million Americans…
- How Huntington modernized without touching the core ft. Qolo · 25 minThe pressure building on commercial banks today comes from several directions at once. Corporate treasurers are younger, more digitally native, and less tolerant of manual…
- Squarespace's Corey Zettler on building a financial services suite for small businesses · 22 minFor two decades, Squarespace has been the platform entrepreneurs turn to when they want to build something that looks like they hired a designer. But over the past few years…
- How Paze is betting bank trust can crack the digital wallet market · 29 minEarly Warning built Zelle into the dominant peer-to-peer payments network in the U.S. — processing over a trillion dollars in yearly transactions. Paze is their next bet: a…
- How KeyBank and Qolo are modernizing corporate treasury without ripping out the core · 17 minA mid-market company with dozens of bank accounts shouldn't have to deploy a small army to figure out where its money is. But for most commercial banking clients, that's still…
- How Modern Treasury is building a payments platform for a hybrid money world · 35 minFor years, companies that needed to move money at scale faced the same frustrating tradeoff: build their own bank integrations and compliance infrastructure — a process that…
- Truist's Dontá Wilson: 'Innovation without empathy is empty’ · 25 minThere's a tension at the heart of modern banking that technology doesn't seem to totally resolve: how do you be both, digitally excellent and deeply human at the same time? Most…
- Pathward's Anthony Sharett on why sponsor banking's future is about evolution, not revolution · 24 minSponsor banking has become one of the most scrutinized business models in financial services. The headlines focus on enforcement actions and regulatory pressure, but behind that…
- Why banks need to adopt a product mindset for their digital channels · 31 minDigital banking has become the largest branch of modern banking, yet most banks and credit unions still aren't approaching these experiences with a product mindset. They're…
- How TruStage Ventures built connective tissue between fintechs and credit unions · 24 minWelcome to the Tearsheet Podcast, where we explore financial services together with an eye on technology, innovation, emerging models, and changing expectations. I'm Tearsheet's…
- How FIS is helping financial institutions evolve loyalty beyond rewards · 14 minFinancial institutions are rethinking loyalty at a critical moment. Credit card spending sits at record highs, but economic uncertainty looms. For banks aiming to stay relevant…
- Banks reclaim commercial lending through technology and strategic partnerships · 22 minCommercial banks are confronting a rapidly shifting landscape as private credit markets grow toward $3.5 trillion and fintech competitors accelerate their offerings with…
- How community banks are balancing urgent pressures with long-term modernization · 22 minCommunity and regional banks operate in an environment of perpetual tension. They need to grow deposits and drive lending profitability while managing operating costs that…
- Why every bank now needs a stablecoin strategy (whether they like it or not) · 30 minThe GENIUS Act brings regulatory clarity to stablecoins, but Conduit CEO Kirill Gertman argues that clarity alone won't guarantee success. Banks face a choice between building…
- Why venture capital infrastructure is finally getting automated · 26 minThe venture capital world has a liquidity problem. With IPOs scarce and M&A exits few and far between, investors have been stuck in positions for years, unable to return capital…
- How to build a partnership that can survive market disruptions ft. Cross River and Best Egg · 36 minSome partnerships in financial services begin with a handshake and end with a contract dispute. Others start with a Sunday morning LinkedIn message and evolve into something that…
- How CFOs can regain strategic control in times of economic volatility ft. FIS’ Chrissy Wagner and Seamus Smith · 27 minCFOs are abandoning quarterly planning cycles for week-by-week assessments as trade tensions, tariff uncertainty, and supplier volatility force a new short-term reality onto…
- Banks or Pipes: Where financial institutions go when agents take over · 30 minWelcome to a special 4dFi podcast exploring the latest trends and technologies reshaping finance. I'm Zack Miller, Tearsheet's Editor in Chief. Today, we're unpacking the rise…
- AI agents in production: Nvidia's Kevin Levitt on infrastructure for live banking systems · 27 minWelcome to the Tearsheet Podcast, where we explore financial services together with an eye on technology, innovation, emerging models, and changing expectations. I'm Tearsheet's…
- FIS's McWilliams on SMBs, data sharing, and the strategy that wins in a competitive environment · 20 minBanks dramatically underestimate how their customers share financial data, and most of it happens through insecure screen scraping that creates fraud vulnerabilities and slows…
- How Wix built payments, checking, and capital for 293 million users · 40 minAlthough every company is becoming a fintech now, Wix didn’t set out to do so – the firm’s entry into financial services started from observing what millions of small business…
- How Lendflow is helping embedded lenders reduce system fragmentation and gain an edge in AI · 40 minSMBs don't have access to the same level of sophisticated lending options as consumers.There is one fundamental problem that prevents this class of product from pushing forward…
- How Upstart's AI is mastering growth, credit performance, and profitability · 24 minWelcome to the Tearsheet podcast, where we explore financial services together with an eye on technology, innovation, emerging models and changing expectations. I'm Tearsheet…
- Temenos embeds AI at the core, not just around it ft. CPO Sai Rangachari · 16 minIn a sector where AI is promising a significant leap forward, financial institutions demand speed — with safety. Temenos has a track record of innovation and the customer trust…
- Understanding the jabuticaba factor: How QED's Camila Vieira mastered local nuance in Latin American fintech investing · 27 minToday, we're joined by Camila Vieira, a Partner at QED Investors focused on Latin America. Camila brings a wealth of experience to our conversation, having established herself as…
- How FIs are using modular modernization and the cloud to keep up with the change in payments ft. FIS and AWS · 18 minThe payments landscape is experiencing regulatory upheaval, forcing financial institutions to rethink their approach to money movement modernization. With ISO message format…
- 'We're changing the narrative on athletes being dumb money': The Player's Company · 20 minToday on the Tearsheet Podcast, we're diving into a story that captures the evolution of modern finance — where professional athletes aren't just endorsing products, but building…
- How design-thinking powers Temenos' empathy-driven experiences · 16 minFrom streamlining complex onboarding flows to surfacing the right information at the right time, design thinking encourages product design teams to bring empathy and…
- Why record keepers are becoming workplace financial wellness firms, ft. FIS · 20 minMore than half of Americans report that they will run out of money when they stop earning a paycheck and millions haven't saved enough to maintain their standard of living in…
- The jazz ensemble approach: How Fundbox's dual leadership model powers lending growth · 31 minAs fintech companies transition from scrappy startups to scaled operations, traditional leadership models often hit their limits. The demands of managing complex partnerships…
