The Live Greater View
by VLP Financial Advisors
VLP Spotlight: Is Social Security Going Broke?
About this podcast
Welcome to “The Live Greater View” podcast - a financial planning podcast covering retirement planning, tax strategies, wealth management, investing, estate planning, and financial decisions for individuals, families, professionals, executives, and business owners. This is the official podcast of VLP Financial Advisors.
VLP Financial Advisors is an independent, full-service wealth services firm, with $1.5B* in assets under administration (AUA), as of 1/21/2026, with clients located nationwide. Our professionals work with families and individuals on financial planning, investment management, and retirement planning, as well as with corporate clients and their employees to create and manage retirement plans and employee education. We believe in partnering with our clients to help them align their financial decisions with their goals and vision for the future, so they can live greater at every life stage. We help clients live their best life through our VLP Live Greater Partnership Process. It’s our passion, and we’ll be with you every step of the way.
Hosted by Rose Price, CFP®, AIF®, Chris Mellone, CFA®, CFP®, AIF®, and Daniel Lash, CFP®, AIF®. Cetera Wealth Services LLC (custody/administration ) AUA $1.15B, Fidelity Retirement (record keeping) AUA $190M, ADP Retirement (record keeping) AUA $155M. Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment advisor. Cetera is under separate ownership from any other named entity. 1751 Pinnacle Drive, Suite 425, McLean, VA 22102 | 703-356-4360
Episodes
The newest 20 of 65 episodes
- VLP Spotlight: Is Social Security Going Broke? · 14 minIs Social Security going broke? While the program faces significant funding challenges, Social Security is not expected to disappear entirely. However, without legislative…
- Retirement Readiness: 6 Big Mistakes in Tax Planning in Retirement (Ep. 13) · 30 min · Episode 13Taxes can have a significant impact on how much of your retirement savings you ultimately get to keep and use. In this episode of the Retirement Readiness Journey, Rose Price…
- The Exit Planning Playbook: Can Your Business Run Without You? · 2 minFor many successful business owners, the business still depends heavily on their knowledge, relationships, and decision-making. That may work well today, but it can make…
- Retirement Readiness: Navigating Senior Living and Aging Transitions - Costs, Care Options & When to Start (Ep. 12) · 51 min · Episode 12Planning for senior living can feel overwhelming, especially when families wait until a health event forces a quick decision. In this episode of the Retirement Readiness Journey…
- Retirement Readiness: Medicare & Retirement - What You Need to Know Before You Enroll (SPECIAL) · 1 h 5 minMedicare can feel overwhelming, especially when you’re approaching age 65, planning for retirement, or trying to understand how your current coverage fits with what comes next…
- The Exit Planning Playbook: What Is Exit Planning? · 3 minWhat is exit planning? Exit planning doesn’t mean you’re ready to sell your business. In fact, starting the conversation years before you plan to step away can give you more time…
- Retirement Readiness: From Saving to Spending: The Psychological Shift (Ep. 11) · 28 min · Episode 11The transition into retirement brings a new set of financial and personal challenges. After years of focusing on saving and investing, many retirees find that spending their…
- Retirement Readiness: 7 Big Mistakes People Make Years Before Retirement (Ep. 10) · 48 min · Episode 10The few years leading up to retirement are filled with important financial decisions, and avoiding common mistakes can make a meaningful difference in your long-term success. In…
- Retirement Readiness: Managing Retirement Distributions (Ep. 9) · 31 min · Episode 9You've spent your career saving for retirement. The next step is learning how to turn those savings into a paycheck that can support the lifestyle you’ want to live. The…
- The 401(k) Playbook: Target Date Funds - Are They Actually the Right Choice? · 4 minTarget date funds are one of the most popular investment options in 401(k) plans, but are they automatically the right choice for everyone? In this episode of VLP's 401(k)…
- Retirement Readiness: Are You Thriving in Retirement? (Ep. 8) · 37 min · Episode 8Retirement is about creating a fulfilling and meaningful next chapter. In this episode of the Retirement Readiness Journey series, Rose Price CFP®, AIF®, and Chris Mellone CFA…
- The 401(k) Playbook: 401(k) Loans - Helpful Tool or Retirement Killer? · 3 minBorrowing from your 401(k) may seem like an easy solution when unexpected expenses arise, but it's important to understand the tradeoffs before tapping into your retirement…
- Retirement Readiness: Your Final Year Before Retirement - Social Security and Medicare (Ep. 7) · 31 min · Episode 7Retirement is just 12 months away—are you ready? In the final episode of the Retirement Readiness Journey series, Rose Price CFP®, AIF®, and Chris Mellone CFA, CFP®, AIF®…
- Retirement Readiness: Insurance, Medicare, and Estate Planning (Ep. 6) · 29 min · Episode 6As you reach the final decade before retirement, protecting your health, income, and legacy becomes a top priority. Rose Price CFP®, AIF®, and Chris Mellone CFA, CFP®, AIF®, dive…
- Retirement Readiness: Tackling Debt and Taxes Before You Retire (Ep. 5) · 27 min · Episode 5Before you can plan for where you want to go, you must establish a clear baseline of your current financial health. Rose Price CFP®, AIF®, and Chris Mellone CFA, CFP®, AIF®…
- The 401(k) Playbook: The 7 Biggest 401(k) Mistakes · 5 minWhat are the biggest 401(k) mistakes? “Whatever the default option is…” If that’s how you’d describe your 401(k), you’re not alone but it might be costing you more than you…
- The 401(k) Playbook: 2026 401(k) Contribution Limits · 3 minWhat are the 2026 new contribution limits? New year, new 401(k) limits! In this episode, Andrew Fincher, CFP®, AIF®, Financial Advisor, walks you through what changed for 2026…
- Market Pulse: How Markets Behave During Conflicts · 4 minIt’s easy to let headlines drive decisions. The challenge is staying grounded in a plan when emotions are running high. In this episode, Rose Price CFP®, AIF®, and Chris Mellone…
- VLP Spotlight: Women's History Month - How Women’s Financial Power Has Evolved · 34 minIn this special VLP Spotlight episode, we take a step back to look at how far women have come financially and where there’s still work to do. Not long ago, women couldn’t open a…
- Retirement Readiness: Smart Investing for the Home Stretch (Ep. 4) · 25 min · Episode 4Are you a decade away from retirement and wondering if your "set it and forget it" strategy still works? In episode four of the Retirement Readiness Journey, Rose Price CFP®…
