The Money Doctors
af Bongiorno Group
How Salary Packaging Affects Your HECS-HELP Debt
Om denne podcast
The Money Doctors is a fortnightly podcast series offering conversations on financial wealth and money matters for Australian medical and dental professionals.
This podcast is proudly brought to you by leading financial services organisation the Bongiorno Group.
The general advice in this series has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of this advice before acting on it. If this general advice relates to acquiring a financial product, you should obtain a Product disclosure Statement before deciding to acquire the product.
Episoder
De nyeste 20 af 138 episoder
- How Salary Packaging Affects Your HECS-HELP Debt · 14 min. · Sæson 1 Episode 138For many junior doctors, the end of internship brings an unwelcome change at tax time. Salary packaging remains one of the most valuable benefits in the public hospital system…
- Setting the Boundaries: Understanding Your Capacity for Risk · 14 min. · Sæson 1 Episode 137When markets turn, the investors who fare best are not always the boldest. They are often the ones whose portfolios were built around a clear understanding of how much loss they…
- Still No Offer: An Update on Vic Doctors’ Wage Negotiations · 25 min. · Sæson 1 Episode 136Pay disputes rarely stall before the first offer, yet that is the situation facing doctors in Victoria's public hospitals. Despite months of bargaining and escalating industrial…
- Auctions, Reserves and the New Rules of Buying Property in Victoria · 27 min. · Sæson 1 Episode 135Off-market deals now account for up to half of all property sales in Melbourne's most sought-after suburbs, and the way auctions are run is about to change dramatically. Harrison…
- The Financial Complexities of Aged Care: A Specialist's View · 14 min. · Sæson 1 Episode 134A mistake families make with aged care planning is waiting until a parent is already in permanent care to seek advice — by then, the decisions can be nearly impossible to walk…
- Medico-Legal Work: Opportunities for Today's Doctors · 22 min. · Sæson 1 Episode 133Medico-legal work is no longer just for doctors nearing retirement. Today, it's becoming a flexible, rewarding career path for specialists at every stage of their profession…
- Disability Insurance: Getting It Right Before You Need It · 16 min. · Sæson 1 Episode 132Total and Permanent Disability (TPD) insurance provides a safety net for medical professionals facing serious injury or illness — but navigating a claim isn't always…
- How a Surgeon Shaped Her Career, Family and Financial Future · 16 min. · Sæson 1 Episode 131Success in medicine is rarely linear. It is shaped by timing, trade-offs and the support systems around you. Bongiorno Group Director Nick Fennessy speaks with orthopaedic…
- How to Structure Your Investments PART 2: Individual vs Trust Ownership · 18 min. · Sæson 1 Episode 130In part two of this series on investment structures, the Bongiorno Group’s Ricky Caldow and Mitch McKeown examine company structures and superannuation. Companies can provide…
- How to Structure Your Investments PART 1: Individual vs Trust Ownership · 15 min. · Sæson 1 Episode 129The structure used to hold an investment can have a significant long-term impact on tax, flexibility, asset protection and wealth creation outcomes. Two people can invest in…
- What Doctors Can and Can’t Claim at Tax Time · 21 min. · Sæson 1 Episode 128Tax time is just around the corner – and so it’s worth understanding ahead of time what you can legitimately claim. And, no, it’s not about maximising deductions at all costs…
- Overseas Fellowships, Tax Residency and ATO Obligations · 17 min. · Sæson 1 Episode 127Planning an overseas fellowship can shape a medical career, but poor tax planning can create expensive surprises. From tax residency and worldwide income to investment…
- The Hidden Risks of Outdated Insurance Cover · 24 min. · Sæson 1 Episode 125Insurance only works when it evolves with your life. From rising incomes and growing debt to children, career changes and mounting premiums, reviewing your cover regularly can…
- Federal Budget 2026-27: What It Means For You · 30 min. · Sæson 1 Episode 125The Federal Budget could reshape the financial landscape for doctors, business owners and investors for years to come. While none of the major reforms are law yet, the proposed…
- Property Update Part 3: The national market · 10 min. · Sæson 1 Episode 124Strong rental demand and infrastructure investment are reshaping Australia’s property landscape beyond Victoria, but elevated prices and rising optimism warrant caution. Property…
- Property Update Part 2: The Victorian commercial market · 18 min. · Sæson 1 Episode 123Long-term wealth in property is built on strategic asset selection, not short-term sentiment. Property advisor Julian Muldoon of 1Group, joins the Bongiorno Group’s Ricky Caldow…
- Interest Rates Are Rising – What You Need to Think About · 19 min. · Sæson 1 Episode 122Uncertainty in interest rates is not just a market issue, it is a personal financial decision point for every borrower. With inflation still above target and global pressures…
- Property Update Part 1: The Victorian residential market · 20 min. · Sæson 1 Episode 121Market sentiment does not always reflect underlying opportunity. While many Victorian investors are looking interstate, selected Melbourne and regional pockets are showing…
- Riding for a Cure: Mark Beretta on Tour de Cure’s Cancer Mission · 24 min. · Sæson 1 Episode 120Efforts to prevent, treat and ultimately cure cancer rely not only on clinical excellence, but also on sustained investment in research. Tour de Cure, an Australian charity…
- Medicare Levy Surcharge: The Sting in Your Tax Return · 8 min. · Sæson 1 Episode 119An unwelcome surprise can arrive at tax time, particularly for doctors whose income has increased during the year. The Medicare Levy Surcharge can catch trainees and junior…







