Om denne podkasten
The Numbers Game — It’s finance, investment and business but not as you know it. Each week Jason Robinson (CPA Accountant), Nick Reilly (Planner) come together to bring you strategy and advice around the importance of knowing your numbers in life and business. Numbers really do tell a story so let us help you make it a good one.
Episoder
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- What a Christmas Shutdown Costs Small Businesses (and the $300 Party Rule) · 24 min · Episode 302The office might go quiet over Christmas, but the costs don't. Wages and super keep going out through the break, which is why the holidays can catch small business owners out…
- What Rising Rents Are Telling Us About Australian Property · 28 min · Episode 301Rents are up in every Australian capital city, putting strain on a lot of weekly budgets, and with rates on the rise, plenty of would-be buyers are holding off. Today Nick works…
- How Money Has Changed Since 2021 | Looking Back at 300 Episodes · 38 min · Episode 300Today we're celebrating 300 episodes of the podcast in style on the rooftop of Inovayt HQ. We're looking back at how much has changed since we started in 2021, from interest…
- The Small Business Squeeze Right Now | Why Cash Flow Is So Tight · 37 min · Episode 299Cash flow's getting tighter, clients are paying later, and the bills aren't waiting. If that sounds like your business, you're not alone. Right now plenty of profitable Aussie…
- What Australia Can Learn From New Zealand's Property Downturn · 22 min · Episode 298The Aussie property market is slowing, and most of us are wondering what happens next. New Zealand's already been through this same cycle, so we've had a real preview of how it…
- Where Your Charity Donations Actually End Up · 27 min · Episode 297When you donate $100 to charity, how much actually reaches the person it's meant to help? Turns out there's no law that says any of it has to. Some big Aussie charities get 82…
- Long-Term Australian Property Returns | Does It Still Double Every Decade? · 28 min · Episode 296I'm sure you've heard the saying that property doubles every 7 to 10 years. It's been the retirement plan for a generation. But 25 years of data doesn't quite back up the myth…
- Liquidation, Bankruptcy or Restructure | Your Options When You Owe the ATO · 39 min · Episode 295Business closures and director penalty notices are hitting record highs across Australia. If you've missed a BAS lodgement or you're dreading a red letter from the ATO, you're…
- Rethinking How Much You Actually Need to Retire · 27 min · Episode 294Most people try to work out how much they need to retire before they've worked out what they actually want retirement to look like. It's no wonder, when you're constantly hearing…
- Taking Money From Your Own Company | What to Know Before You Do · 25 min · Episode 293If you run a company, the money in it might feel like yours, but the ATO doesn't always see it that way. Just ask the plumber who took a million out of his business, missed one…
- How to Set Your Kid Up for Retirement · 24 min · Episode 292Every parent wants to give their kid a head start, but most don't realise one of the best ways to do it is inside superannuation. Today we're looking at a strategy that turns…
- Why You Feel Poorer Despite Getting a Pay Rise | The Bracket Creep Problem · 23 min · Episode 291Every pay rise feels smaller than it should. That's because when your income goes up but the tax brackets don't move, you quietly pay more tax at higher rates. It's called…
- How to Get Ahead in Your 20s | What We'd Do If We Had Our Time Again · 30 min · Episode 290The doom and gloom online is loud, but what never changes is young people wanting to get ahead. Today we're looking back on the choices we made in our 20s to see what we would do…
- Build or Buy a Business? | The Huge Opportunity in Australia Right Now · 25 min · Episode 2891.3 million Aussie small businesses are owned by baby boomers, and in the next few years we’ll see the biggest handover of small business ownership in a generation. For anyone…
- Why Australia Isn't as Broken as the Media Says · 30 min · Episode 288Nothing on the news feels like good news. Wages under pressure, taxes up, housing broken. But there's another story if you go looking for it. Today we lay out the bullish case…
- Should Australia Ditch Super? · 29 min · Episode 287Is there a case to ditch super in Australia? A clip doing the rounds by Senator Gerard Rennick says yes, and it turns out the argument is stronger than most people would think…
- Pokemon Cards vs Bitcoin, Gold and the ASX | A 25-Year Investment Comparison · 24 min · Episode 286Pokemon cards are being treated as a serious investment by some Aussies right now, with collectors sitting on multi-million dollar portfolios. But do the numbers actually stack…
- Buying Commercial Property With Your Super in 2026 | What the Numbers Say · 21 min · Episode 285There's a resurgence of Aussies buying commercial property in Self-managed Super Funds. Nick's found a real-world example of a commercial shed in regional Victoria that could…
- The Most Expensive Day in Aussie Small Business History · 33 min · Episode 2841 July might be the most expensive day in Australian small business history. Jase has done the maths on a 10-person business and the cost is around $50,000 extra a year on the…
- What Real Budget Reform for Young Australians Would Actually Look Like · 27 min · Episode 283The 2026 Budget was pitched as a fix for intergenerational unfairness. Nick's fired up and reckons none of it adds up, especially if you're a young Australian trying to get…
- The Business of Gift Cards | Why Most Get the Accounting Wrong · 24 min · Episode 282Australians waste $1.9 billion a year on gift cards they never use, and there's a whole business model built around hoping you don't show up. If your business sells gift cards…
- How to Know If Your Skills Transfer in an AI World · 29 min · Episode 281Over 9,000 Australian jobs have gone to AI this year and we're now second in the world for tech displacement. Nick reckons you don't need to be a tech expert to stay relevant…
- Victoria Owes $199 Billion | What It Means for Your Business · 26 min · Episode 280Victoria's $199 billion in debt, and if you're running a small business in this state, you're the one wearing it. Taxes keep climbing, businesses are going under at record rates…
- The Bank of Mum and Dad: A Financial Disaster Waiting to Happen? · 30 min · Episode 279The bank of mum and dad is now Australia's fifth largest lender, with $35 billion a year flowing from parents to kids trying to get into property. Most of it completely…
- The $1,000 ATO Tax Deduction Explained | Should You Tick the Box? · 22 min · Episode 278The ATO is rolling out an automatic $1,000 tax deduction for millions of Australians, and it sounds like free money until you understand how deductions actually work. Jase has…
- The 5-Day Week Is 100 Years Old | Will AI End It? · 27 min · Episode 277The five-day work week hasn't changed since Henry Ford introduced it in 1926, and Nick reckons AI might be the thing that finally ends it. Thanks to AI productivity gains in…
- Petrol vs Electric Cars: How Much You Actually Save in 2026 · 24 min · Episode 276Fuel's up 70% and EV orders have tripled, so Jase did the numbers on what switching actually costs - from running savings to the FBT exemption handing some owners $15K a year. If…
- Six Years of Zero Growth, $786B Spent | Australia's Productivity Crisis · 27 min · Episode 275Australia hasn't had productivity growth in six years, the government is spending $786 billion against $749 billion in revenue, and Nick wants to know why they keep taxing more…
- Are You on the ATO's Radar? | The Biggest Audit Triggers in 2026 · 31 min · Episode 274The ATO's audit hit list is out for 2026, and they've got more data on you than ever. Your bank, your crypto platform, your rental agent, your Instagram, they're matching it all…
- $5.4 Trillion Is Changing Hands | Is Your Family Ready for the Tax Bill? · 25 min · Episode 273$4 to $5.4 trillion is set to change hands in Australia's great wealth transfer, and most families have no idea how much tax is hiding in super, shares, and property along the…
- Leaving Australia for Tax Purposes? The ATO Already Knows Your Plan · 23 min · Episode 272Moving to Dubai to pay less tax is all over social media, but leaving the Australian tax system is a lot harder than packing your bags. If you've ever looked at your tax bill and…
- He Did Everything Right and Still Lost $70K | The First Home Buyer Trap · 24 min · Episode 271A first-home buyer did everything by the book and still lost $70,000 in three and a half years. Nick walks through the real numbers on a $495,000 boutique apartment in Carnegie…
- AI Agents Are Here and Your Business Needs a Plan · 26 min · Episode 270AI agents are no longer just a buzzword. They're already automating real tasks in businesses and the speed of change is only accelerating. We share firsthand examples of how AI…
- Why Income Alone Doesn't Build Wealth · 33 min · Episode 269Do you actually need a high income to build wealth? We see the same problem at every income level. You earn more, spend more, and still feel stuck. In this episode, we walk…
- Your Beer Is Taxed More Than Our Gas Exports | We Did the Numbers on What Could Have Been · 21 min · Episode 268Australians pay more in beer tax than what the government collects from companies exporting our gas. Senator David Pocock has been calling it out in Parliament, it's doing the…
- 10 Lessons from an F1 Boss. Do Any Actually Apply to Small Business? · 31 min · Episode 267You see it all the time. Mega successful people sharing their business advice online. But does any of it actually stack up when you're running a small business day to day? Today…
- Are Family Trusts Still Worth It In 2026? · 26 min · Episode 266Family Trusts can be a seriously powerful structure for income distribution and asset protection, but they only work well when you’re across the rules and the deadlines. We talk…
- SMSF Property Strategy: Smart Move or Expensive Mistake? · 30 min · Episode 265There’s a lot of talk about buying property through a Self-Managed Super Fund at the moment, but the difference between a smart strategy and an expensive mistake is knowing the…
- The 3 Numbers Every Business Owner Must Track · 38 min · Episode 264A business can be busy, growing revenue, and still be going backwards. Today we share a framework we use to judge business health properly, covering cash flow, profit margins…
- Avoid Burnout in 2026: A Simple Plan to Stay Consistent · 29 min · Episode 263Most people start the year fired up, then fall back into the same yearly pattern and end up on the fast track to burnout by December. So how do you break that cycle and stay…
- 2026 Predictions And Marty’s Final Episode · 42 min · Episode 262We’re back with our yearly Predictions Episode and we’re also farewelling our mate Marty as he wraps up his time on the show. We look back on our 2025 predictions to see who was…
- Marty’s 5 Biggest Lessons Before He Finishes Up on the Show · 52 min · Episode 261After five years and more than 260 episodes of The Numbers Game, our mate Marty is hanging up the headphones. In today’s episode, he walks us through the five biggest lessons…
- Why Young Aussies Are Buying “Boring” Businesses Instead of Property · 26 min · Episode 260More young Australians are choosing to buy “boring” small businesses instead of investing in property. In this episode we look at a young couple who bought a 29-year-old…
- Singapore vs Australia: Which Tax System Actually Works? · 32 min · Episode 259Today we look at why Singapore’s tax system delivers stronger incentives for business and workers, from 17% company tax to lower personal tax rates and no capital gains. We…
- Why Your Inheritance Isn’t Safe Without a Valid Will · 21 min · Episode 258What really happens when you don’t have a proper will in place? From state trustees taking control to long probate delays, contested estates and outdated super nominations, we…
- Australia’s Migration Numbers Explained: The Winners, Losers and Myths · 30 min · Episode 257You may have seen a post on social media claiming 142,000 millionaires are leaving Australia. So today we look at what the migration report actually says, who’s really leaving…
- How Businesses Can Do Good and Still Make Money · 28 min · Episode 256A roll of toilet paper might not sound revolutionary, but Who Gives A Crap turned it into a business that gives half its profits to improve sanitation around the world. Today we…
- Is Your Super Really Safe? How $1.2 Billion in Super Was Lost · 32 min · Episode 255Imagine being months away from retirement, logging into your super account, and seeing your balance at zero. That’s what thousands of Australians are now facing after the…
- Are Aussies Paying Too Much Tax? · 28 min · Episode 254Australians are taxed on almost everything - income, fuel, property, super, even talk of inheritance and spare-bedroom taxes. In this episode we explore how much we really give…
- How to Beat the Stock Market Without Losing Your Pants! · 30 min · Episode 253Markets are on a high - stocks, property, crypto, even gold - but what could go wrong? Today we talk about how to beat the stock market without losing your pants, sharing our…
