The Payments Guy®
di Frank Sena
What Every Research Peptide Company Needs to Know About Payments…
Informazioni su questo podcast
Welcome to “The Payments Guy®” — your ultimate guide to navigating the convoluted world of payments. Have you ever felt confused when reviewing your merchant account statement, understanding the role of payment gateways and processors, or dealing with customer disputes and chargebacks? You’re not alone! Each episode, we’re here to demystify the complex world of payments, bringing you top insights from industry experts and sharing real life payment horror stories that will help you make better informed decisions around accepting payments for your business.
Join in every other Thursday as we tackle the toughest questions and challenges in the payments space. From learning how to minimize the impact of disputes and chargebacks to exploring alternative payment solutions and ancillary services, The Payments Guy offers practical advice and solutions to help you successfully navigate the payments world. Plus, we'll feature interviews with experienced business owners and industry expert who provide valuable tips and tricks for streamlining your payments processes.
Whether you're looking to grow your business, avoid getting ripped off by your merchant services provider, or just want to understand the payments ecosystem better, “The Payments Guy®” is your go-to resource.
Say goodbye to funding holds and pushy service providers —tune in and let us show you the money!
Episodi
I 20 episodi più recenti su 25
- What Every Research Peptide Company Needs to Know About Payments (And How to Get Approved) · 12 min · Episodio 24You can have a professional website, documented quality control, and products clearly labeled for research use only — and still get declined for a merchant account. In this…
- Why Some MLM Companies Struggle to Get Approved for Credit Card Processing (And How to Make It Easy) · 9 min · Episodio 23If you run an MLM or direct selling company, payment processors classify you as high-risk before you process a single transaction — and most founders don't find out why until…
- Why Stripe, Square, or PayPal Just Shut Down Your Account · 12 min · Episodio 22Your Stripe, Square, or PayPal account can be terminated with little warning — and when it happens, your funds may be held for 90 to 180 days. In this episode of The Payments…
- Banks Measure Your Risk Before You Ever Know It. Here's What They See · 12 min · Episodio 21Banks decide whether your business is "high-risk" before a single human being reads your application — and most owners don't find out until their account is terminated. In this…
- Chargebacks: The One Number That Can Shut You Down · 12 min · Episodio 20Your chargeback ratio is the one number that can permanently shut you out of credit card processing — not just with one bank, but across the entire industry. In this episode of…
- Travel Agencies: Your Complete Payment Survival Guide 2025 · 18 min · Episodio 19Most travel merchants are operating with a financial time bomb they don’t even know is ticking. In this episode of the Payments Guy, Frank breaks down why the travel industry is…
- CBD Merchant Accounts: Why 90% Get It Wrong & How to Avoid Shutdowns in 2025 · 15 min · Episodio 18Most CBD brands don’t lose sales because of bad marketing, they lose them because their payment processor shuts them down without warning. In this episode, Frank exposes the…
- The Truth About the MATCH List — How to Recover After Your Merchant Account Gets Terminated In 2025 · 17 min · Episodio 17In this episode of The Payments Guy, Frank breaks down one of the most intimidating challenges merchants face: being placed on the MATCH list. You might be wondering: is this a…
- PayPal Account Terminations: High-Risk Merchant Processing Guide 2025 · 21 min · Episodio 16PayPal is an easy-to-use payment processor, but that convenience comes with a cost. In this episode, Frank covers PayPal account terminations and real payment alternatives for…
- VAMP 101: Visa’s New Fraud Rules—Explained in 10 Minutes · 11 min · Episodio 15In this episode, Frank covers Visa’s new VAMP fraud rules and what they mean for high-risk merchants. He explains how chargebacks and TC40 fraud reports now combine into a single…
- Payment Declines: Fixing Failed Transactions for High-Risk Merchants 2025 · 18 min · Episodio 14In this episode, Frank covers why high-risk merchants experience unnecessary payment declines—and what you can do to fix it. He breaks down the invisible tech behind transaction…
- Merchant Account Approvals: What Underwriters Want in 2025 · 18 min · Episodio 13In this episode, Frank covers how high-risk merchants can speed up merchant account approvals by understanding exactly what underwriters are looking for. He breaks down the key…
- Payment Processing Terms Explained for Business Owners 2025 · 20 min · Episodio 12In this episode, Frank covers the essential payment processing terms high-risk merchants need to understand to avoid hidden fees, bad pricing models, and costly mistakes. From…
- High-Risk Payment Processing: Why Stripe, Square & PayPal Don’t Work in 2025 · 19 min · Episodio 11In this episode, Frank covers why Stripe, Square, and PayPal aren’t built for high-risk merchants—and what to do instead. He breaks down how to know if your business is…
- High-Risk Merchant Accounts: Avoid Holds & Terminations in 2025 · 16 min · Episodio 10In this episode, Frank covers how high-risk merchants can avoid account freezes, terminations, and funding holds. He explains what triggers risk teams—like chargebacks, sudden…
- High-Risk Payment Processing: PCI Compliance Essentials 2025 · 14 min · Episodio 9Did you know that failing to achieve PCI compliance can not only lead to costly fines but also erode customer trust? In this episode, we break down PCI compliance in simple…
- High-Risk Merchant Accounts: Understanding Reserve Requirements 2025 · 20 min · Episodio 8Did you know that merchant reserves can significantly impact your cash flow and payment processing experience? In this episode, we dive into the world of reserves—what they are…
- Merchant Account Fees Explained: Avoid Hidden Costs in 2025 · 26 min · Episodio 7Did you know that navigating the world of merchant fees can be complex, with various charges impacting your bottom line? In this episode, we break down the key fees associated…
- Stripe, Square & PayPal: Are PayFacs Safe for High-Risk Merchants in 2025? · 10 min · Episodio 6Did you know that Stripe, Square, and PayPal are popular payment solutions, but they might not be the best fit for every business? In this episode, we dive into the pros and cons…
- ISOs & Payment Consultants: How to Build Strong Bank Relationships in 2025 · 49 min · Episodio 5Did you know that working with a payment consultant can significantly enhance your ability to navigate bank relationships and maintain your payment processing capabilities? In…
