The Prosperity Project
by NZ Herald
Latest episode
Could your next car come out of your pre-tax pay?
Could your next car come out of your pre-tax pay?
About this podcast
The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.
Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email [email protected]
Episodes
The newest 20 of 84 episodes
- Could your next car come out of your pre-tax pay? · 30 minCould paying for an electric vehicle out of your pre-tax salary make switching more affordable? Mike Casey joins Nadine Higgins on The Prosperity Project to explain his proposal…
- What would a better KiwiSaver actually look like? · 32 minCould a $5,000 investment at birth help set every New Zealander up for retirement? Nadine Higgins speaks to Fraser Whineray about his KiwiSaver 2.0 proposal, including automatic…
- Why your budget isn’t working · 31 minThink you know where your money goes? Small, everyday purchases can add up to a very different picture — and cancelling a subscription might only be the start. Nadine Higgins is…
- How much money do influencers really make? · 30 minCan likes and followers turn into a full-time income? On The Prosperity Project, Nadine talks to talent manager Molly about the business behind social media influencing, from…
- The breakup myths that could cost you half your home · 28 minIf the house is in your name, is it yours? If you keep separate accounts, are your finances really separate? And what happens when an inheritance goes towards the mortgage? On…
- Before you buy a business, check what you’re really getting · 34 minBuying an established business can give you customers, systems and revenue from day one. But how do you know whether the asking price reflects what you’ll actually earn? On The…
- The budgeting service that takes control of your pay · 33 minWhat if, instead of trying to stick to a budget yourself, you handed over your pay and let someone else manage it? Australian budgeting service MyBudget has launched in New…
- If you lose capacity, who actually makes your decisions? · 31 minIf you suddenly became unable to make your own decisions, would your spouse or family automatically be able to step in? Not necessarily. An enduring power of attorney allows…
- Who really pays for election promises? · 36 minNo new taxes. Free GP visits. Cheaper public transport. Solar subsidies. KiwiSaver changes. The election promises are coming thick and fast — but what will they actually mean for…
- The home-buying red flags you can’t afford to ignore · 32 minBuying a home used to mean checking the LIM, getting a builder’s report and sorting the mortgage. But natural hazards, insurance restrictions and increasingly complex property…
- How to know if your KiwiSaver is working for you · 30 minHow often should you review your KiwiSaver — and what should you actually be looking at? In this episode of The Prosperity Project, we talk through what matters when reviewing…
- What to do when you can’t pay your debts · 34 minWhat happens when you simply can’t afford to pay your debts? FinCap financial mentor Charlotte Whitakker joins The Prosperity Project to explain the options available when debt…
- The mistakes buyers make in front of real estate agents · 33 minBuying or selling a house is a complicated and often confusing process that real estate agents are smack in the middle of, and stand to benefit from. So what should we share when…
- What happens to your money in a retirement village? · 30 minMoving into a retirement village can offer community, convenience and freedom from maintaining a family home — but the financial arrangement is very different from buying…
- When should you teach children about money? · 30 minAre you raising a child who thinks money just appears? From pocket money and piggy banks to KiwiSaver, first jobs and the temptation to bail them out, the lessons start much…
- What banks really check before approving your mortgage · 32 minBuying your first home can feel impossible, but you may be closer than you think. Mortgage adviser Michelle Isemonger joins Nadine Higgins to explain how to prepare before…
- Why mortgage rates don’t follow the OCR · 33 minThe OCR has risen, but does that automatically mean your mortgage rate will rise with it? Economist and commentator Bernard Hickey explains what really drives fixed mortgage…
- The right way to electrify your home · 30 minMike Casey from Rewiring Aotearoa says solar can now pay off faster than many households realise, but the biggest savings come from understanding how your home actually uses…
- Bonus Episode: What did investing look like 30 years ago? · 36 minThink back to 1996. Dial-up internet, bulky desktop computers and no KiwiSaver. Investing looked very different. And most New Zealanders had never even heard of Exchange Traded…
- Think means testing NZ Super is too hard? Shamubeel Eaqub says"bugger off" · 30 minThe government currently spends about a billion dollars a fortnight on superannuation payments, it's a growing problem that we're running out of time to address. So who shouldn’t…
