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David Beaty never planned on becoming a banker. What began as "practice" for a job interview - while still planning to attend university and become an accountant - transformed into a remarkable 39-year career at Midland Bank and HSBC. David has since established Bali Consulting, using his experience to provide leadership coaching and consultancy. He was a school governor and trustee of a fast-growing Staffordshire multi-academy trust for over ten years. What makes a leader effective ov...