O tym podcaście
Keep The Change - improving Kiwis financial literacy. Ever wanted to learn more about money, the economy, finances and how to have a better financial life? Now you can. This is one of New Zealand's leading financial learning podcasts. I (Luke) wanted to share insights from my life, my role as a Chartered Accountant with successful and failing clients as well as a look at all of the dumb sh!t I have done along the way too. There is also a read of the weekly 'Money Mail' lesson. Please take action :) You can subscribe to the weekly Money Mail lessons that come out at 9am every Friday.
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- Lessons From A 114 Year Old Honey Business: Liam Gavin · 1 godz. 16 minLiam Gavin is a 4th generation beekeeper, who's family has been in the business of honey for over 100 years. In todays episode we get into stories and lessons he has learnt over…
- MM 339 - How To Double Your Disposable Income · 38 minA reader shared a fascinating concept with me recently that I think is worth passing on. What if, instead of trying to double your income, you tried to double your disposable…
- Financial Planner Reveals How New Zealanders Are Managing Their Money · 54 minEarlier this year I sat down with Amy and she ran through some examples of how everyday New Zealanders are building wealth and planning for their financial future, the episode…
- MM 338 - A High-Interest Savings Account Is NOT Investing · 43 minI’ve had recent conversations with people who are putting money aside for their kids. Love that. Putting a few bucks away now to give their children more options later. When I…
- What The 2026 Election Will Mean For Property, Taxes & KiwiSaver · 1 godz. 9 minHow will the 2026 NZ election impact your finances? We break down the potential shifts for property, taxes, and KiwiSaver. With political changes on the horizon, many investors…
- MM 337 - How I Ended Up In Niue (& Met The PM) · 32 minLast week I spent a week Niue, helping facilitate a conference and delivering a keynote. I’ll be honest, I had to google where Niue even was. Here I was AGAIN having an…
- Are We Being Mislead About The Cost Of Living Crisis? · 1 godz. 16 minWe know there are a lot of people out there struggling wth the cost of living, a lot of people doing it hard, but at the same time are we also seeing the media buy into it to…
- MM 336 - Wild Goals The Audience Aim For · 32 minYou could argue that we’re still in a pretty tough economic environment, plenty of noise, yet there are people out there getting after it. And also it’s always interesting at how…
- Infrastructure NZ CEO Nick Leggett on Whats Really Happening With New Zealand's Infrastructure · 1 godz. 16 minNew Zealand's at a crucial point in our history with infrastructure, where if something doesn't change soon there could begin to be a crisis, so today Im speaking with CEO of…
- MM 335 - Is There A Cost Of FOMO 'Crisis'? · 35 minWe seem to have a cost of living crisis running alongside a cost of FOMO crisis? The politicians tell us it's the number one election issue. Meanwhilst people are standing in a…
- From Minimum Wage To $400k/year in New Zealand: My Journey · 27 minIn my lifetime Ive gone from earning minimum wage delivering junk mail, to being an entrepreneur earning north of $400,000 per year all here in New Zealand. Today Im breaking…
- 5 Money Myths Blocking Kiwi's From Building Wealth with Generate Advisor Nathan Stanners · 1 godz. 0 minRecently Generate Wealth went out and surveyed 500 people on investing & kiwisaver, so today we're sitting down with Nathan Stanners to summarise 5 of the key themes that get in…
- MM 334 - Have You Thought About Higher Interest Rates? · 33 minWhat if 2027 is a year of rising interest rates? Could you budget cope? Let's get ready BEFORE it is reality. Don’t build your household finances around the assumption that a…
- How To Stop DEBT From Stealing Your Future in New Zealand · 21 minKiwis are awash with debt, buy now pay later, credit cards, vehicle finance, store cards and thats before we even talk about mortgages or student loans. Today we're diving into…
- Part Two: My Financial Plan & Beliefs Exposed with a Financial Planner · 53 minA couple months ago I sat down with Amy from Guardian Financial Planning to help build out a rough financial plan for myself, including some of my beliefs around money, today…
- MM 333 - Same Coffee. $5.50 and $6.50. Who's Right? · 36 minI stopped for the same coffee at two different cafés. Café #1 charged me $5.50. Café #2 charged me $6.50. These two cafés are less than 200m apart. So how can two businesses…
- Iyia Liu Built Multiple Million Dollar Businesses, Here's Her Formula · 1 godz. 4 minIyia has built multiple successful ecommerce businesses of her own over the years before shifting towards teaching others how to do the same, today she's on the podcast to share…
- MM 332 - Oh No! Suddenly Everyone's An Expert Investor · 37 minDid you know: In 2022, the S&P 500 dropped 19.44%. It actually plunged nearly 27% from its peak before recovering slightly toward December. Could you stomach that volatility?…
- How Ashby Pies Sells 2,000 Pies A Week For $13 Each · 1 godz. 4 minDarren's not your typical bakery owner, he loves the warriors, uses social media to promote his business and sells his pies for close to double what other bakeries do, and…
- MM 331 - What Was Your First Job? How Much Did You Get Paid? · 33 minI remember my first job. I was about 12 years old, riding around on a one-speed BMX delivering junk mail. New World coupon books were always a test on how many the back and…
- MM 330 - The First $100billion Was The Hardest? (KiwiSaver) · 36 minThere is a pretty good chance KiwiSaver has just passed $150 billion. The latest numbers from Morningstar as at 30 June 2026 had KiwiSaver at $147.7 billion invested. Since 30…
- Employee Share Schemes: What Every Kiwi Should Know · 16 minIn this conversation, I sat down with Susannah Batley, GM of Business at Sharesies, to talk about how employees are building wealth through shares in the companies they work for…
- How To Stop Being Trapped In A Job You Hate · 1 godz. 10 minToo many New Zealanders (and people in general) find themselves trapped in a job or situation they don't want to be in, but they simply can't leave because of the financial side…
- Building One of NZ's Fastest Growing Robotics Companies · 1 godz. 7 minThe development of robotics is becoming a bigger and biggest industry these days, seemingly growing faster than ever, so today Im sitting down with an expert in the field…
- We Survived South Africa - Rugby's Greatest Rivalry · 34 minLast day in South Africa! Here's a recap so far... Pssst...fuel your day with better nutrition (20% off first order): Radix.co.nz/KTC Hey thanks for listening! Please take some…
- MM 329 - ‘I’ll Wait Until After The Election’ (What, To Build Wealth?) · 32 minI was reflecting on a top performing podcast from earlier this year focused around building wealth. If I had to boil down a 55-minute conversation with financial adviser James…
- The Secret To Getting Ahead In Life: 'The Boring Season' · 1 godz. 5 minNearly three years ago Mikey & I did a podcast about 'the hunting season' a period of your life where you spend 18-36 months focused on getting after what you want. After that…
- MM 328 - Buying Your First Home? Ask Yourself These Questions · 35 minFirst home buyers are grabbing record market share in NZ, making up nearly 30% of all property purchases. I remember going through the process and learning A LOT! It’s exciting…
- Is Solar The Best Investment In New Zealand Right Now? · 1 godz. 12 minSolar power is all the talk right now, especially after supply chains started creating pressure on petrol prices earlier this year. But is it all hype? Or is there genuinely an…
- MM 327 - Why Are Employees & Employers BOTH Frustrated? · 41 min"I can't find a job." "I can't find good staff." I spend a lot of time talking to New Zealanders and I can hear both of these statements in the same week. It doesn’t make sense?…
- Building New Zealand's Biggest Vintage Rugby Business · 1 godz. 23 minToday Luke sits down with Duncan Wood, founder of Boomfa Vintage, to unpack how a side hustle selling secondhand rugby jerseys on Instagram turned into a full-time business…
- MM 326 - The Next 'Crisis' Is Coming...Do You Know What It Is? · 33 minOver the past few weeks, things have started to feel...normal again. (I have probably jinxed us now!). Even a mate said to me ‘Yeah it’s nice to have a break from the crises but…
- A KTC Listeners Journey With Money - Huia Pocklington · 54 minHuia grew up in a single-mum household on Waiheke Island where money was never talked about, then found herself as an adult who was, in her own words, "absolutely the wrong…
- MM 325 - Dear Young Peopel: Getting Rich Takes Time · 41 minThere seems to be a theme in my DM's from people in their 20s. Probably nothing new to be fair! When I was in my twenties, I wanted things to happen faster too. I've now…
- Making $400k at 24 and Millions in his 30’s. What’s It Like? · 1 godz. 9 minWhilst Simon was in his early 20's he was making more than the prime minister of New Zealand, despite dropping out of University. He then left his job at 25, built his own…
- MM 324 - 2x 17yo. Making $1,000 In A Day. How? · 36 minRecently, a 17-year-old asking if he could pay me for an hour of business advice. What in the helly! I jumped on the call. 2 of them turned up. For me, I wanted to understand…
- NZ Accountant Tries To Teach 15 Year Old's About Money · 21 minRecently I went down to Wellington college to teach their students about money, and took along my videographer to capture the day for you. Sign up to Money Mail for free weekly…
- LIVE: My Financial Plan & Beliefs Exposed with a Financial Planner · 1 godz. 0 minFor a change Luke's in the hot seat as Amy from Levridge turns the tables and works through his own financial plan and money beliefs. They cover his childhood money beliefs of…
- MM 323 - K Shape Economy Anyone? · 41 minI think we're seeing something that doesn't get talked about enough. We're increasingly seeing two different economies. One with a lot of disposable money and one without. So how…
- How To Get A Mortgage In New Zealand: Mikey Smith of Guardian Smith · 1 godz. 5 minIn todays episode Luke sits down with Mikey from Guardian Smith to break down everything first home buyers need to know about getting a mortgage in 2026... From 5% deposit…
- MM 322 - 4 In 10 Kiwis Couldn’t Find $5,000 This Week · 38 min4 in 10 New Zealanders say they couldn’t access $5,000 within a week without going into debt if an unexpected emergency came up. $5,000 sounds like a lot of money and will be to…
- Is It Still Possible For Young New Zealanders To Buy A Home? Top Mortgage Broker Reveals · 54 minMost young Kiwi have bought into the belief that home ownership is impossible. Yet Sarah from Guardian Smith bought her first home at 25, after selling her car and riding a…
- Sharesies Answer Your Questions About Their New Investback Debit Card · 15 minSharesies have recently launched the Sharesies Debit Mastercard that earns its customers 1% Investback.That’s $1 in investments for every $100 they spentd on the card. I sat down…
- MM 321 - I Paid $159US For An $8 Travel Form · 30 minWe were flying from the US to Canada for the next game and needed a Canadian visa of some sort. Didn’t know this until ole mate at the counter told me we couldn’t fly unless we…
- MM 320 - How To Scale A Side Hustle In NZ · 32 minThe other Saturday morning I spent two hours helping a music teacher with ideas on how to scale his side hustle. I hope you've checked it out? Because he has exactly the same…
- WC Wrap: I Came Home · 20 minHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via…
- New Zealand Property Market: Whats Really Happening? · 1 godz. 22 minToday Im sitting down with Michael Rehm, a professor of property at the University of Auckland, to discuss everything going on in the housing market here in New Zealand. From…
- How To Obliterate The 2nd Half Of 2026: with Mikey Smith · 38 minAfter seeing how much you guys loved the pod we did at the start of the year covering 'how to obliterate 2026' we're back with a 6 month update to keep you on track. Covering…
- WC26 - Vancouver. Value? Visas! · 27 minHey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via…
- Live Business Consulting: How To Build Your Side Hustle In 2026 · 1 godz. 52 minToday Im sitting down with Albert, a full-time teacher with a side hustle teaching private music lessons. His problem is he's maxed out on time and can't take on more students so…
