About this podcast
StackedLife is the podcast for smart savers hungry for real, proven financial strategies. I'm John Perrings, an Authorized Infinite Banking Practitioner. In this weekly podcast, I cut through the noise to deliver practical, principle-based strategies rooted in IBC that work regardless of market conditions. If you're done with status quo advice and want to grow your wealth and income with safe, foundational strategies, this is your roadmap to financial independence.
Episodes
The newest 20 of 32 episodes
- Savers are losing control (How becoming your own banker fixes it) · 24 minMost savers in America are losing control of their money, and they don't even realize it. In this episode, I focus on the Infinite Banking Concept's core purpose: controlling…
- Most People Choose The Wrong Financial Path — Only One Puts You In Control · 23 minMost People Choose The Wrong Financial Path — Only One Puts You In Control There are 3 financial paths everyone takes — the default plan, the high-risk "hack" plan, and the…
- Keynote: Balanced policy design for max cash value · 30 minMy keynote to 200+ Infinite Banking Advisors at this year's IBC Think Tank. Policy design for Infinite Banking is not just about getting the highest cash value in the first year…
- Inside Trent Fortner's Playbook: How top advisors use whole life to create lifetime cash flow for clients · 1 h 0 minThe legendary Trent Fortner helps people see the dangerous, hidden corners present in almost everyone's financial picture. We get into the numbers to prove that whole life…
- How I design Infinite Banking policies that grow with your income · 19 minThe trendy obsession with "efficient policy design" in the whole life insurance and Infinite Banking space is cutting policy owners’ financial potential off at the knees. The…
- Why you don't need a "master plan" to start IBC · 17 minIn this episode, we tackle the paralysis that keeps people from starting with Infinite Banking: not knowing what to do with your policy once you have one. It’s important to…
- "Invest for the long term" is a trap · 19 min"Invest for the long term" is one of the golden rules of Wall Street. But with conventional investing, it's really just a justification for the volatility and loss of control…
- Why you're hestitating on whole life (and how to stop) · 37 minFear, uncertainty, and doubt around whole life insurance keep people stuck in analysis paralysis, unable to move forward with Infinite Banking, despite its proven track record…
- 7 Cash flow shifts to fund Infinite Banking · 33 minMost people struggle to free up cash flow because traditional financial planning locks their money away in illiquid accounts and debt payoff strategies, leaving them vulnerable…
- Financial Planning is a Complete Disaster · 17 minConventional financial "planning" is a misnomer: it relies on an unstable foundation of market variables, gives up control, and follows the herd. Learn three timeless principles…
- Build This First (Then Pay Off Your Debt) · 13 minHigh-interest debt can feel like an impossible treadmill. This episode explains why traditional debt payoff strategies often leave you broke and vulnerable, and reveals a…
- Beat Rising Prices with IBC · 10 minConventional financial advice tells you to take on risk in the hopes of "outpacing" inflation and rising prices. But this often reduces your cash flow today and makes the problem…
- A Business Owner's IBC Journey · 45 minIn this episode, I'm talking with my StackedLife colleague, Adrienne Patel, about her journey as a business owner and real estate investor. We talk about how the Infinite Banking…
- Stop Chasing IBC Tactics and Focus on Principles Instead · 17 minMany people get caught up in the financial tactics that sometimes go with Infinite Banking, but they overlook the unchanging principles that make strategies sustainable. This…
- How to Scale Your Premiums Up and Down · 14 minWhole Life insurance premiums are not as "locked-in" as people sometimes fear. Listen in to learn how to scale premiums down during a cash crunch and, more importantly, scale…
- The Dangerous Illusion of Average Returns · 16 minAverage rates of return are a dangerous illusion based on flawed statistics. In most cases throughout history, real returns were lower than market averages, and the difference…
- The IBC Operating System: How Currence Transforms Your Cash Flow · 45 minDiscover how Currence acts as the "operating system" for Infinite Banking by automatically capturing every dollar that enters your life and reversing the flow from unconscious…
- The True Cost of Term Insurance · 15 minIs term insurance to blame for the fact that every generation essentially has to start from zero, financially? In this episode, I break down the real financial math behind term…
- The Financial Planning Bubble · 19 minIn this episode, I explain why typical financial planning advice has created a modern-day macro bubble where everyone is buying the same assets at any price, and how Infinite…
- The Math on Whole Life Insurance Returns · 18 minIn this myth-busting episode, I'll translate the complex math behind whole life insurance returns into language everyone can understand. Using real numbers and my favorite…
