About this podcast
Talking Money, Clearly with Wes Cuprill is your straightforward guide to making smarter financial decisions.
Each week, Wes breaks down investing basics, financial planning, and money management with a no-nonsense approach that cuts through Wall Street hype. From budgeting, saving, and paying off debt to building wealth, retirement planning, and navigating today’s financial noise, this show delivers clear advice for millennials, middle-aged adults, and families who want to take control of their future.
With segments like Wealth Wise Women and expert insights on global diversification, financial literacy, and long-term investing, Wes brings both education and coaching to help you stay committed to your plan and avoid costly mistakes. If you’re ready for practical financial strategies, real-world clarity, and a coach who tells it like it is, this podcast is for you.
Episodes
The newest 20 of 63 episodes
- The Hidden Risks of Your 401(k) No One Talks About · 11 minYour 401(k) is powerful — but it comes with risks most people never think about until it's too late. In this episode, Wes Cuprill, CFP®, breaks down the four hidden limitations…
- What Does the 401(k) Actually Get Right? · 8 minIn this episode, Wes Cuprill, CFP® walks through the core strengths of the 401(k) and why it remains one of the most powerful wealth-building tools available to American workers…
- 401(k) vs Pension: The SHIFT That Changed Everything · 17 min401(k) vs pension: why did pensions disappear — and what does that mean for your retirement? In this episode, Wes Cuprill breaks down the shift that changed retirement planning…
- The Accidental Birth of the 401k · 10 minIf you think the 401(k) was carefully designed by a panel of experts to solve America’s retirement crisis… think again. In this episode, we dive into the completely accidental…
- Retirement Is Only 150 Years Old (And We're Still Getting It Wrong) · 12 minHave you ever stopped to think about how weird retirement actually is? As a concept, it's barely 150 years old — and the version we know today is even younger than that. In this…
- How Retirement Is Changing — And Why Your Plan Must Evolve · 8 minGet the free book here: https://www.the401kwakeupcall.com/book Retirement is changing faster than most people realize — and many plans are still built around assumptions that no…
- Why Your 401k Isn’t Enough — And How Real Wealth Gets Built · 8 minGet the free book here: http://www.the401kwakeupcall.com/book Most people assume their 401(k) is supposed to handle their entire retirement — but it was never designed to carry…
- I’m Launching a Game Changer in 2026 – Are You Ready · 8 minThere’s a lot of negativity online right now — from news cycles to social media doomscrolling — and it’s convincing people that the future is bleak. I don’t buy that. In today’s…
- 3 Major Problems With Your 401(k) (And How to Fix Them) · 16 minFor decades, the 401(k) has been treated as the cornerstone of retirement planning. But what if it’s not the perfect solution we’ve all been told it is? In this episode, I take a…
- The Missing Piece Most Financial Plans Overlook · 12 minThink “tax planning” sounds boring or optional? Think again. In this episode, I unpack why proactive tax planning has become one of the most important—and overlooked—parts of a…
- The 401(k) Benefits — The Very Short List · 6 minThe 401(k) might be the most common retirement plan in America — but its “benefits” aren’t as impressive as they seem. In this episode, I revisit the traditional 401(k), explain…
- How an Accident in 1978 Created the 401(k) — and Changed Retirement Forever · 11 minThe 401(k) was never meant to exist — but it changed retirement forever. In this episode, I explain the history of the 401(k), how it started as a small section of the 1978…
- Why Your 401(k) Needs a Self Directed Brokerage Account · 11 minRetirement as we know it is actually a very new idea. From the early days of Social Security to company pensions and now the 401k, the system has changed a lot - but not always…
- Angel Studios Goes Public — A Victory for Everyday Investors · 7 minAngel Studios has been in the spotlight for its Regulation A offering — a way for everyday investors to put money into a company they believe in. While other Reg A offerings…
- The 401k Secret Wall Street Hopes You Never Find · 10 minMost people think a 401k limits them to a small list of mutual funds and target-date options — but that’s not the whole story. In this episode, I explain how a self-directed…
- The Lie Behind ‘The Next Big Thing’ · 10 minInvestors are constantly told to chase the “next big thing” — whether it’s Bitcoin, AI, or the latest hot stock. In this episode, I break down why that mindset leads to bad…
- Angel Studios' $220 Investment EXPOSED · 14 minInvestment isn’t just about stocks - it can mean IPOs, SPACs, or the new wave of Regulation A offerings. In this episode, I break down how these capital-raising methods work, why…
- Batman and Financial Predictions: Heroes or Villains? · 13 min · Season 1 Episode 45Financial “gurus” love making bold crash predictions — but they’re almost always wrong. In this episode, I break down the track records of Robert Kiyosaki and Harry Dent…
- The Truth About Wall Street: Protecting Your Financial Future · 12 min · Season 1 Episode 44In this episode, I break down the investment philosophy we stand behind—why stock picking doesn’t work, why market timing is a lie, and what actually builds wealth. I’ll also…
- 5 Months Left - Are You Ready to Finish the Year Strong? · 7 min · Season 1 Episode 43In this episode of the Wealth Wise Women Podcast, we dive into the importance of taking stock of your year as we move into the final five months. Whether you’ve celebrated wins…
