About this podcast
Value Research is an investment research company that has been empowering investors since 1991. For more from us, visit https://www.valueresearchonline.com/
Episodes
The newest 50 of 999 episodes
- InvITs vs REITs: Why One Pays More · 20 min · Episode 1276Find out what part of that payout is your own money coming back, how tax treats each piece differently, and which one suits your portfolio.
- Zero tax for foreigners, a tax on inflation for Indians · 5 min · Episode 1275SEBI wants foreign investors freed from capital gains tax. The Indian saver who stayed while they sold still pays it on gains that are partly just inflation.
- The Diwali Cleaning Your Portfolio Never Gets · 13 min · Episode 1272Find out which funds deserve your money, which don't, and how to declutter your portfolio without rushing into costly mistakes.
- Your fund lost money. That doesn't make it a bad fund. · 5 min · Episode 1274September and October have left most portfolios in the red. That number says more about when you invested than about the fund you chose.
- Cap the Investor, Not the Industry · 5 min · Episode 1273A per-person limit on the fund route would steady the rupee better than freezing the whole industry
- 10 Years of Investors' Hangout. What Did We Learn? · 17 min · Episode 1270Dhirendra Kumar on the decade that made mutual funds mainstream — and the one investor habit that hasn’t changed with it.
- The right question · 4 min · Episode 1269After 24 years, readers' worries have changed, but the real challenge is still knowing which questions to ask
- Capital Gains Bonds: Zero Tax, Two Hidden Costs. · 11 min · Episode 1268Who these bonds suit, and Dhirendra Kumar's checklist for working out whether you should buy them or pay the tax instead.
- The final layer is human · 4 min · Episode 1267An investing app can pick the fund but it cannot keep you from selling it at the bottom.
- Buying gold on Dhanteras is not investing · 5 min · Episode 1266Honour the ritual, but count Dhanteras jewellery as spending. Gold you hold as insurance needs a form you can sell cheaply, and a necklace is not that form.
- What changed inside India's insurance regulator? · 4 min · Episode 1265A consultation paper from IRDAI that reads more like an investigation than a policy proposal is a surprise for anyone who follows this industry
- Policyholders win 63% of complaints against insurers · 5 min · Episode 1264IRDA data shows policyholders win at every stage, from the Bima Bharosa portal to the ombudsman to the courts. That says a lot about insurer behaviour.
- Who Changed Your Asset Allocation? · 12 min · Episode 1263A decision you made once is being overruled every single day. Dhirendra Kumar names the culprit.
- The 2026 Scam Looks Like Advice. · 13 min · Episode 1262Four frauds, three questions, and why being clever is no defence.
- The Points You Do Not Own · 4 min · Episode 1261Investors spend hours defending their reward points but ignore the cost that quietly shrinks their savings every year
- Only 7% of life insurance payouts are death claims · 4 min · Episode 1260IRDAI's own consultation paper shows surrender payouts are five times larger than death claims. This industry is not selling protection. It is selling an exit.
- Why No Two Multi-Asset Funds Are Alike · 10 min · Episode 1259Dhirendra Kumar explains why two funds in the same category can be two very different products, and the one document that tells them apart.
- Buying the fund house · 4 min · Episode 1258Judging listed fund houses by the metric that matters most
- Retirement's biggest risk is an empty afternoon · 2 min · Episode 1257You spent 35 years learning not to react. Then you retire with time, a corpus and a phone, and the habit that built the money starts working against it.
- 3 Rules for a Small-Cap SIP · 12 min · Episode 1256Dhirendra Kumar sets three entry conditions for small caps, and says all of them are compulsory.
- The three-year wait · 4 min · Episode 1255A four-test method for judging funds still finding their feet
- Who really pays for India? It's not who you think · 5 min · Episode 1254Why the '2-3 per cent pay all the tax' argument gets the maths wrong
- A Rs 10 fund may look cheap. It isn't: NAV illusion decoded · 5 min · Episode 1253Why the NAV of a mutual fund doesn't indicate its price and what you should actually pay attention to
- The Premium My Father Sold · 5 min · Episode 1252A shortage explains why a premium can exist, but the crowd's behaviour explains why it reaches 80 per cent in just a few days
- The first SIP at 40: what 20 years can still build · 13 min · Episode 1251A late start is common in India. Dhirendra Kumar explains where the money should go from here.
- What you don't see is what you get · 5 min · Episode 1250A president's crypto fortune and a broken wallet expose what the small saver is not able to see
- Why everyone having the same tools helps no one · 4 min · Episode 1249The real differentiator between investors was never the technology
- Aggressive Hybrid VS Balanced Advantage Funds · 14 min · Episode 1248In one, you take the call on equity. In the other, you entrust it to the fund manager.
- Trust and jargon are dangerous for investors · 5 min · Episode 1247Retired bankers fell for this fund. Here is why you might too.
- The average hides the saver · 5 min · Episode 1246A record monthly total can keep rising even as the smallest savers, the ones it was meant to celebrate, give up and walk away
- How Much Is Too Much in One Fund? · 10 min · Episode 1245You rarely notice one fund has taken over until it stops doing well.
- Growth that goes nowhere · 4 min · Episode 1244Why every growing company isn't making its shareholders richer
- Thirty Funds to Six. A Two-Year Exit Plan. · 13 min · Episode 1243Most people never start the clean-up because they are sure it begins with a tax bill. It doesn't. Find out.
- A fall is not a loss · 4 min · Episode 1242A red number on your screen is not a loss. You make it permanent only by acting on it.
- Your SGB Is Maturing. The Money Needs a Plan. · 8 min · Episode 1240When your Sovereign Gold Bond matures, the money lands whether you plan for it or not. This episode covers what to do with it.
- Silent partners · 4 min · Episode 1241Indian retirement planning has claims on it that never make it into the spreadsheet
- Building Financial Freedom, Decade by Decade · 16 min · Episode 1237Dhirendra Kumar walks through every decade, from your first salary to your last.
- The easy half will be done · 5 min · Episode 1236The regulator has named both halves of the cure for insurance mis-selling. Only the easier half is likely to happen.
- Why Your Best Fund Suddenly Looks Average · 10 min · Episode 1235Before you switch out of it, there is one thing you must understand.
- The motorcycle and the Ferrari · 4 min · Episode 1234Spending is not the opposite of saving. The mistake is spending out of step with where you are in life.
- The question you didn't ask · 4 min · Episode 1233Why the best investors check lists, not just conviction
- The question you didn't ask · 4 min · Episode 1232Why the best investors check lists, not just conviction
- REITs Pay Regularly. Is It All Income? · 10 min · Episode 1231Dhirendra Kumar breaks down what's actually inside your REIT payout.
- Protect your goals from yourself · 4 min · Episode 1230When everything sits in one pool, every goal is available for the next tempting idea
- New Fund Offer - Not a cheaper fund. · 8 min · Episode 1229What actually decides whether it's a good investment?
- Rich people’s funds · 5 min · Episode 1228SEBI has cut a door into the wall that kept most investors out. What lies behind it is less special than the price of admission suggested.
- The AI bubble question · 4 min · Episode 1227Whether AI is a bubble matters less than whether you are behaving like one
- How Much Equity in Retirement? · 12 min · Episode 1226The 'safe' choice may be the riskiest one in retirement.
- Look once a year, not daily · 3 min · Episode 1225Your portfolio needs one careful look a year, not a daily glance at the red and green
